Added value from April International UK

Added value from April International UK

If you are looking for International Private Medical Insurance for your business (not to be confused with regular travel insurance) then why not consider a policy with April International UK who are a specialist provider when it comes to the International healthcare market. What can April International offer as added value? There are three key elements of the April International UK policy that offer a unique combination of benefits that provide additional peace of mind. Red24 The Blood Care Foundation Best Doctors Red24 This element of the policy means that the cost of EMERGENCY NON-MEDICAL evacuation by any means of…

8 ways to boost your fibre intake

8 ways to boost your fibre intake

Increasing your fibre intake can have major benefits for your health, it can reduce your risk of heart disease, diabetes and some cancers, and also help weight control. According to government guidelines, it is recommended that adults aged 17 and over should eat 30g of fibre a day, but on average we are only consuming about 18g a day. So, if you happen to be having trouble meeting your daily fibre requirement try these 8 simple tips, all of which can help you to increase your fibre intake. Choose a high fibre breakfast cereal e.g. bran flakes, or porridge Go…

Comprehensive CompanyHealth cover from Cigna

Comprehensive CompanyHealth cover from Cigna

If you have a business or are responsible for the health insurance requirements for the staff of a company with 100 or more then Cigna are able to offer the comprehensive business cover called CompanyHealth. What is CompanyHealth? Cigna offer this fully comprehensive private health insurance cover with a wide choice of benefit options and this is supported by their care management approach. CompanyHealth provides your business with the options to: Choose the cancer, cardiac and psychiatric cover to meet your needs Select from additional health plan cover options such as NHS cash and maternity cash Get access to all…

Private Medical Insurance: Why do premiums increase every year?

Private Medical Insurance: Why do premiums increase every year?

When Private Medical Insurers calculate your premium at renewal there are a number of factors that are taken into consideration these can include: Age Private Medical Insurance premiums do increase with age as statistically, people advanced in years are more likely to need medical treatment compared to younger people. As people age, they become more susceptible to illness or disease, which means an increased reliance on healthcare services, both privately and on the NHS. Insurance companies take this into consideration when calculating your premium at renewal. Many insurers have annual age band increments, meaning your premiums will rise each year…

HealthCover4Life from The Permanent Health Company (PHC)

HealthCover4Life from The Permanent Health Company (PHC)

The Permanent Health Company (PHC) are one of the smaller providers of healthcare insurance in the UK market however, they are now a member of the Global AXA group and their health insurance policies are underwritten wholly by AXA PPP Healthcare Ltd. Offering their business and corporate clients great levels of customer service and expert assistance when it comes to making claims on their policy, The PHC are a flexible provider of healthcare insurance. What plans do The PHC offer? HealthCover4Life – Plan 1, 2, 3 and 4 with the options of removing cover for mental health/psychiatric cover or adding…

7 Easy Ways to Increase Your Fruit and Vegetable intake to lower blood pressure

7 Easy Ways to Increase Your Fruit and Vegetable intake to lower blood pressure

Fruit and Vegetables are full of vitamins, minerals and fibre which help keep our bodies in good condition, they also contain potassium, which helps to balance out the negative effects of salt which has a direct effect on our blood pressure, helping to lower it. Blood Pressure UK, the UK charity dedicated to lowering the nation’s blood pressure to prevent disability and death from stroke and heart disease, have provided 7 easy ways which can help us all to increase our fruit and vegetable intake to help lower our blood pressure. Add a handful of berries or stewed fruit to…

SMP Healthcare offer independent advice

SMP Healthcare offer independent advice

Renewing your private medical insurance can be a daunting task with so many providers offering so many different options. How do you work out which policy is going to offer you the cover you need? SMP Healthcare Ltd is a truly independent health insurance specialist who can offer you advice on your health insurance without any bias towards any provider or policy. Working closely with our clients we make sure that the recommendations we make are based on the needs of our clients 100% of the time. Why we choose to remain independent. Predominantly we choose to remain as an…

Do you always need a GP referral if you want to make a claim on your PMI policy?

Do you always need a GP referral if you want to make a claim on your PMI policy?

If you have a Private Medical Insurance policy and you need to make a claim, you are normally required to see your GP first. However, depending on the insurer you are with and the underwriting you have in place, there are some conditions where a GP referral is not required. How is this possible? Some insurers have designed direct access pathways for a number of services, eliminating the need for a GP referral, meaning you can get the treatment you need as soon as you decide you need it. Depending on the insurer and underwriting, you may be able to…

Raising awareness of Charcot-Marie-Tooth Disease (CMT)

Raising awareness of Charcot-Marie-Tooth Disease (CMT)

1st September 2017 sees the beginning of the international awareness month for Charcot-Marie-Tooth Disease also known as CMT. Organisations from around the world who focus on CMT, the causes, treatments and supporting people diagnosed with CMT, are coming together to try and raise as much public awareness as possible. Although at SMP Healthcare Ltd we are not medically trained, we do during the course of our day and due to the nature of our job come across many different medical conditions however I must confess that this is one I had not yet come across. In the support of the…

4 easy ways to slash your private medical insurance premium

4 easy ways to slash your private medical insurance premium

If you are looking to lower your Private Medical Insurance premium at renewal, you have a number of different options available that you may like to consider. Adding an Excess By adding an excess to your policy you agree that you will pay that excess amount towards a claim. The excess is normally only due once per person, per policy year if a claim is made, meaning the excess wouldn’t apply more than once even if multiple claims were made during the same policy year. Excess choices range from £100 all the way up to £5,000 (depending on the insurance…

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