When you buy a Private Medical Insurance policy you should read the Terms and Conditions provided. Knowing some of the basic Private Medical Insurance Facts before you agree to purchase can avoid issues in the future. Not every insurer offers the exact same cover, however, the principles tend to be the same. Common Private Medical Insurance Facts. Private Medical Insurance does not provide cover for Accidents and Emergencies, these are still covered by the NHS. Policies cover the treatment of ACUTE medical conditions. Acute conditions are those that are likely to respond quickly to treatment. Chronic conditions are not…