An excess is a common option to consider when looking to purchase a Private Medical Insurance  policy. It can also be used as a way for you to save money at the renewal of your policy. Excesses range from as little as £100 to as high as £5,000 and there are many options to choose from. Your Health Insurance excess is the amount you agree to pay when you make a claim. The common excess type is per person per year however it can be offered per person per claim. It is important that you know which type of excess…