Business Private Medical Insurance; Shortfall and Excess Insurance

Business Private Medical Insurance; Shortfall and Excess Insurance

Medex Protect offer a specialised, low cost insurance product which offers cover for your excess and shortfalls in payment from your Private Medical Insurance provider. By increasing the excess on your Private Medical Insurance you can reduce your premiums, you can then take a policy from Medex Protect that will cover the excess and shortfalls on the policy up to the plan benefit level chosen. Medex Protect offer 3 levels of company plan: 150 Plan; covering £150 excess and £150 shortfall 250 Plan; covering £250 excess and £250 shortfall 500 Plan; covering £500 excess and £500 shortfall What is an…

What is “Out-patients” cover on your Private Medical Insurance?

What is “Out-patients” cover on your Private Medical Insurance?

When purchasing a Private Medical Insurance policy, there are many types of benefits to consider, with Out-patients being one of the more important components to a policy, but what exactly does “Out-patients” mean. We explain further below. What is Out-patient treatment? Private Medical Insurers usually define out-patient treatments as one of the following, however it is worth noting that some procedures can be undertaken as either a day-patient or out-patient service, depending on the severity of the condition and procedure code provided. – Consultations with a specialist – Diagnostic Tests (CT, MRI, PET scans) – Pre-admission tests (tests carried out…

A look at Colonic Hydrotherapy

A look at Colonic Hydrotherapy

Colonic hydrotherapy (sometimes known as colonic irrigation) is a complementary therapy that is not available via the NHS. If you are part of a Cash Plan scheme from Healthshield you will be able to claim cash back for this therapy up to your benefit limit. ARCH is the Association of Registered Colon Therapists and is the UK’s oldest and largest association for colon therapists. They set high standards within the industry based on Naturopathic National Occupational Standards and Core Elements for Naturopathic colonic hydrotherapy training. ARCH confirm that Colon hydrotherapy works with your body, helping to return your digestive system…

12 month free Cash Plan cover for dental and optical offered by The Exeter

12 month free Cash Plan cover for dental and optical offered by The Exeter

As part of a limited special offer you can receive a year’s free healthcare Cash Plan cover when you sign up to a Private Medical Insurance policy with The Exeter. What is a healthcare Cash Plan? A healthcare Cash Plan works differently to a Private Medical Insurance policy, it won’t cover you for unforeseen, unpredictable events but if used correctly it will help you to claim cashback for the cost of your routine healthcare, such as dental and optical appointments, helping save you a substantial amount of money. The Exeter are giving you the option to have a years free Cash…

Bupa offer 20% discount on Core Bupa By You prices

Bupa offer 20% discount on Core Bupa By You prices

Bupa, one of the UK’s leading healthcare specialists, is offering a 20% discount off of their core Bupa By You prices to anyone who currently has a Personal UK Private Medical Insurance policy with a competitor. What is Bupa By You? * Bupa By You is a flexible healthcare solution which has been offered by Bupa since July 2011. It is a Private Medical Insurance policy which allows you to tailor your cover to suit your individual needs and with two cover level options, it can also help meet your budget. Levels of Cover * There are two levels of…

Supporting your employees with an Assured Employee Assistance Programme (EAP)

Supporting your employees with an Assured Employee Assistance Programme (EAP)

The Assured EAP from Health Assured will give you the peace of mind that you are offering your staff the support they need to cope with balancing their work and home life pressures. The cost to provide this vital assistance is minimal in comparison to the cost of absenteeism and litigation and really should be considered in all of our industries and sectors. The Assured EAP includes cover for: Health and well-being information Stress at home or work Financial issues including debt Family and relationship matters Consumer issues With additional benefits as below: Medical screening for new starters – compliant…

Cheap Private Medical Insurance: Does it exist?

Cheap Private Medical Insurance: Does it exist?

If you are considering taking out a Private Medical Insurance policy there are many factors to consider and the cost of the policy is one of the most important issues to think about. Can you buy a cheap Private Medical Insurance policy that will still offer you the cover you require? Before obtaining quotations for your policy, there are 8 basic benefit options that you should be aware of that will make a vast difference to the premiums you pay whether as an individual, small business or corporate scheme. Do you need cover at any specific hospitals? Do you have…