If you are looking to reduce your Health Insurance premium at renewal, you have a number of different options available that you may like to consider. There are a number of reasons why your premium will increase every year. Let us help you look at ways to contain the costs for the future. Add an Excess to reduce your health insurance premium By adding an excess to your policy you agree that you will pay that excess amount towards a claim. As a standard the excess will be per person per policy year but it could be per person per…