Private health insurance for cancer claims

Private health insurance for cancer claims

At SMP Healthcare the question about health insurance for cancer claims is one we are often asked. Looking at statistics of 1 in 2 people being diagnosed with cancer in their lifetime. People want to know that their health insurance will help them get a quick diagnosis of all medical conditions. Especially cancer. Cancer Research UK confirm that almost 4 in 10 cases of cancer could be prevented.  Smoking and obesity are two well-known preventable causes of cancer. How the insurance companies try to help Health insurance providers such as Vitality Health encourage their members to live healthier lifestyles. Smoking…

Private Medical Insurance for when you retire

Private Medical Insurance for when you retire

Just because you have reached retirement age does not mean that you have made claims or suffered with ill health. Being newly underwritten would save you money on your private medical insurance but could result in exclusions appearing on your certificate.

What benefits are on a cash plan?

What benefits are on a cash plan?

A health cash plan is not a private medical insurance policy although they can be used well side by side. As an example, private medical insurance will offer cover for the high cost in-patient and day-patient surgery, hospital charges and anaesthetists costs.  Health cash plans are far cheaper than private medical insurance and the benefits they offer reflect this price difference.

Does Private Medical Insurance cover pregnancy?

Does Private Medical Insurance cover pregnancy?

When you buy a private medical insurance policy in the UK, there are a whole host of insurers to choose from. You should be aware that the majority of UK policies do not cover for routine pregnancy or childbirth without complications. Private medical insurance in the UK is for the treatment of acute medical conditions. Natural and routine pregnancy and childbirth is not classed as an illness. If private medical insurance cover for pregnancy, infertility, maternity or childbirth is important to you there are options. You may need to look at your cover a little differently and buy an international…