If you have ever had insurance of any type you are probably used to seeing an increase in premium each year. Whether it is house insurance, travel insurance or motor insurance, it is very rarely that we receive a renewal offer where the premium has gone down. So why do health insurance premiums increase? Health Insurance is no different to any other policy and there are a number of factors that contribute to the increase in premium. Increase due to age Every year we get older. That is a simple fact of life and unfortunately as we get older the…