Great peace of mind for those suffering with addiction

Great peace of mind for those suffering with addiction

With mental health being a real buzz word across the globe and addiction being a major factor for many people, we congratulate Bupa for including addiction into their mental health cover. Innovative thinking that could save countless lives. We believe this is a brilliant move from one of the major health insurance providers in the UK. The new Bupa marketing campaign is a fantastic, empathetic video that is certainly would looking at: https://youtu.be/T2YT47fTYOc It does leave the question however, will the other insurance companies follow suite? We really hope that other providers in the UK will remove the addictions exclusion…

Why you should choose your underwriting carefully!

Why you should choose your underwriting carefully!

When you are looking to buy a private medical insurance policy, have you thought about the underwriting that is available? The underwriting you choose will affect the price that you pay for your policy. Comparing quotations can be confusing if there are different underwriting options used. Common UK underwriting methods are: Full medical underwriting Continued personal medical exclusions : CPME (when switching from one insurer to another) Moratorium underwriting Continued moratorium: CMORI (when switching from one insurer to another) Medical History Disregarded (for large company schemes) Full medical underwriting Before purchasing your policy, a full medical history declaration is completed….

Can you really eat yourself healthy?

Can you really eat yourself healthy?

The benefits of a balanced and varied diet are an important step towards a healthy and happy lifestyle.  Vitamins and minerals are vital to boost immunity and healthy development. Eating healthily can also protect the body against certain types of diseases, particularly non-communicable diseases such as obesity, diabetes, cardiovascular diseases, some types of cancer and skeletal conditions. Eating lots of fruit and vegetables, exercising and reducing your fat, sugar and salt intake all help towards achieving a healthy lifestyle. Some steps to healthy eating Eat bread, whole grains, pasta, rice or potatoes several times a day. Control fat intake (not…

How can I buy cheap private medical insurance?

How can I buy cheap private medical insurance?

What an excellent question that is! If there were a definitive answer that would be even better. I guess the trouble with the word “cheap” is that everyone has their own idea as to what cheap really is. Is it £10 or £100 per month? Maybe the better question is “how can I buy a private medical insurance policy that offers great value?” Speak to a specialist health insurance broker Talking through your primary objectives for buying a private medical insurance policy is a great starting point. If you know you really want to have cover for the more serious…

Will your private medical insurance cover treatment for diabetes?

Will your private medical insurance cover treatment for diabetes?

There are two types of diabetes that most of us are all familiar with, Type 1 and Type 2. More regularly now you could also be advised that you have Prediabetes. This is a new term for being borderline diabetic. What is Type 1 diabetes? Type 1 diabetes is not affected by your diet or lifestyle. Only 8% of people in the UK who have diabetes suffer with Type 1 diabetes. When you have Type 1 diabetes, your body attacks the cells in your pancreas that make insulin, so you are unable to produce any insulin at all. People who…

Varicose Vein advice at Springfield Hospital

Varicose Vein advice at Springfield Hospital

As a health insurance broker I’m often asked whether the varicose vein treatment is available on a health insurance policy. This is a really grey area. Treatment of varicose veins has a very specific criteria on health insurance policies. Treatment is not available because you believe your veins look unsightly. Health insurance will not cover treatment for conditions for cosmetic reasons. If your consultant believes you need to have treatment for your varicose veins for medical reasons then your insurer will review the claim for you and assess it on a case by case basis. 26th Feb 2020, Varicose Vein…

Essex Recovery Foundation; our charity partner for 2020

Essex Recovery Foundation; our charity partner for 2020

We are delighted to introduce you to Essex Recovery Foundation, our chosen charity partner for 2020.  Trading as Revolutionising Recovery, I can confirm that in my opinion, this is exactly what is happening!! Having met with the team involved with getting this amazing idea off the ground, I can promise you their enthusiasm for this project is overwhelming. We had no hesitation in offering our help with fundraising and increasing awareness of their mission over the months ahead. In a nutshell, the charity improves the lives of people affected by drug and alcohol addiction but I would urge you to…

World cancer day on February 4th 2020

World cancer day on February 4th 2020

Today is World Cancer Day, which is an annual event giving an opportunity for organisations and people around the world to raise awareness about cancer and to make it a global health priority. Around 9.6 million people die each year from cancer and by 2030, experts are projecting this figure to rise to 13 million. Over the past 40 years researchers at Cancer Research UK have made great progress in the fight against cancer, and survival rates have doubled.  Cancer Research UK are the only charity to fund research into all 200 types of cancer. Diagnosis From a personal perspective,…

Are you leaving a company paid private medical insurance scheme?

Are you leaving a company paid private medical insurance scheme?

Whether you are retiring or switching jobs, there may be a time where you face being removed from a company paid private health insurance scheme. What do you do then? Especially relevant for people with pre-existing conditions, can you keep your policy in place? Speak to a specialist health insurance broker As soon as you know that you are going to leave your current job, make contact with a specialist broker. An independent health insurance broker can make it much easier for you to find out about your options. Whether you would rather stay with your current insurer or look…

Have you taken care of your travel insurance?

Have you taken care of your travel insurance?

For anyone travelling abroad for work or leisure, travel insurance is an essentially requirement. We have all seen the horror stories in the press. Why risk being stuck abroad with huge hospital bills and no realistic way of returning home. There are many great providers of travel insurance in the UK offering cover for trips anywhere in the world. They cover annual policies and single trips, cruises, backpacking holidays and winter sports trips. Great options for the consumer, travel insurance is vital if you need medical treatment abroad. Travel insurance as part of your private medical insurance cover Private health…