Addiction can arise as a result of a mental health condition. Addiction can also be the cause of a mental health condition. Each person’s circumstances are unique. When people start using drugs, alcohol or prescription medication to cope and to try and resolve physical and emotional symptoms an addiction can begin.
When you are looking to buy a private medical insurance policy, have you thought about the underwriting that is available? The type that you choose could affect the price that you pay for your policy. Comparing quotations can be confusing if there are different underwriting options used. Common UK underwriting methods are: Full medical underwriting Continued personal medical exclusions : CPME (when switching from one insurer to another) Moratorium Continued moratorium: CMORI (when switching from one insurer to another) Medical History Disregarded (for large company schemes) Full medical underwriting Before purchasing your policy, a full medical history declaration is completed….
Eating healthily can also protect the body against certain types of diseases, particularly non-communicable diseases such as obesity, diabetes, cardiovascular diseases, some types of cancer and skeletal conditions.
What an excellent question that is! If there were a definitive answer that would be even better. Do people really want cheap health insurance or great value? I guess the trouble with the word “cheap” is that everyone has their own idea as to what cheap really is. Is it £10 or £100 per month? Maybe the better question is “how can I buy a private medical insurance policy that offers great value?” Speak to a specialist health insurance broker Talking through your primary objectives for buying a private medical insurance policy is a great starting point. If you know…
Prediabetes means that you have high blood sugar but it is not high enough to be diagnosed as Type 2 diabetes. If you are diagnosed with Prediabetes is means that you run a high risk of being diagnosed with Type 2 diabetes.
As a health insurance broker I’m often asked whether the varicose vein treatment is available on a health insurance policy. This is a really grey area. Treatment for this medical condition has a very specific criteria on health insurance policies. Treatment is not available because you believe your veins look unsightly. Health insurance will not cover treatment for conditions for cosmetic reasons. If your consultant believes you need to have treatment for your varicose veins for medical reasons then your insurer will review the claim for you and assess it on a case by case basis. 26th Feb 2020, Varicose…
Having met with the team involved with getting this amazing idea off the ground, I can promise you their enthusiasm for this project is overwhelming. We had no hesitation in offering our help with fundraising and increasing awareness of their mission over the months ahead.
Over the past 40 years researchers at Cancer Research UK have made great progress in the fight against cancer, and survival rates have doubled. Cancer Research UK are the only charity to fund research into all 200 types of cancer.
If you have pre-existing conditions or have had medical treatment in the last 18 months then continuation terms may be your best option. This basically means that your insurer will move you to an individual or family policy without further underwriting.
For anyone travelling abroad for work or leisure, insurance is an essentially requirement. We have all seen the horror stories in the press. Why risk being stuck abroad with huge hospital bills and no realistic way of returning home. There are many great providers of travel insurance in the UK offering cover for trips anywhere in the world. They cover annual policies and single trips, cruises, backpacking holidays and winter sports trips. Great options for the consumer, this is vital if you need medical treatment abroad. Travel insurance as part of your private medical insurance cover Private health insurance policies…