Is your health insurance offering you a guided option?

Is your health insurance offering you a guided option?

There are numerous options available when it comes to buying private medical insurance. The hospital options can really add to the confusion and massively affect the premium that you pay. Not all insurers have a “hospital list” and therefore, how do you know if your cost comparison is accurate? More importantly than that, do you know whether your health insurance follows a guided option (the insurer tells you which hospital or consultant you should use) or whether you still have the option to choose which hospital you use? Over recent years most of the health insurance providers in the UK…