A private medical insurance broker, like SMP Healthcare Ltd, are highly experienced professionals. We know the health insurance market inside out and can help you find a policy to suit your personal needs and budget. Whether you are looking at switching providers or setting up a new policy, find an insurance broker who can help you.

5 advantages of using a health insurance broker

It can save you time

Getting quotes for private medical insurance can be extremely time consuming. When you contact an insurer directly for a quote they will need your personal details in order to produce a quote. Using a broker will save you a considerable amount of time as you will only have to go through the information once.  Your broker will then scour the market for you using the details provided. Most health insurance brokers do not charge a fee for their services. Why do all the leg work yourself when you can have a broker do it for you for FREE!

You can obtain expert advice 

When speaking directly to an insurer they will only be able to provide advice on their product. A well-trained broker will provide you with expert and unbiased advice on all of the policies they have quoted. You will have already gone through the various types of cover with them, so you can rest assured knowing the policy recommended suits your needs. Being able to compare policies from different providers side by side will help you make an informed decision.

An Insurance broker will simplify the jargon

A good broker will be able to explain the finer details of a policy in a simpler way.  This will help you understand exactly what the policy does and does not cover. They will also be able to clarify the key words and phrases used in the private medical insurance industry. You can work out what you want without having to go through the jargon.

Comparing alternative policies at renewal

Prior to the annual renewal of your policy, your advisor should contact you and undertake a full market review of your policy. They will go through any recent claims and discuss any benefit changes required. This will make sure you still have the best value cover that meets your needs. By comparing your current insurer with the other providers this may save you money for your renewal.

Ongoing Support from your broker

If you are unfortunate enough to experience issues when making a claim then your broker should be able to offer you support. When client’s have a problem with a claim, a broker can intervene and liaise with the insurer.  Your broker should make everything as simple and stress-free as possible.

Here at SMP Healthcare Ltd, we provide professional guidance on a wide range or private medical insurance policies, whether you are looking to purchase a policy for the first time or considering a change of insurer at renewal, we would be more than happy to assist you and our services are completely free of charge. Contact us on 01245 929 129 or email enquires@smphealthcare.com.