5 advantages of using a private medical insurance broker when buying a policy

 

A private medical insurance broker, like SMP Healthcare Ltd, are highly experienced professionals who know the private medical insurance market inside out and can help you find a private medical insurance policy to suit your personal needs and budget, whether you are looking at switching providers or setting up a new policy and here are at least five advantages of using a private medical insurance broker.

Time – Getting quotes for private medical insurance can be extremely time consuming as every time you contact an insurer directly for a quote they will require a lot of personal details from you in order to produce a quote. Using a broker will save you a considerable amount of time as you will only have to go through the information once and they will then scour the market for you using the details provided and as most brokers do not charge a fee for their services, why do all the leg work yourself when you can have a broker do it for you for FREE!

Advice – When speaking directly to an insurer they will only be able to provide advice on their product. A well-trained broker will provide you with expert and unbiased advice on all of the policies they have obtained quotations from and they will have already gone through the various types of cover with you, so you can rest assured knowing the policy recommended suits your needs.

Simplify – A good advisor will be able to explain the finer details of a policy in a simpler way that should help you understand exactly what the policy does and does not cover. They will also be able to clarify the key words and phrases used in the private medical insurance industry.

Review – Prior to the annual renewal of your policy, your advisor should contact you and undertake a full market review of your policy in accordance to your requirements at that time, making sure you still have the best value cover that meets your needs.

Support – If you are unfortunate enough to experience issues when making a claim then a broker should be able to offer you support, making it as simple and stress-free as possible.

Here at SMP Healthcare Ltd, we provide professional guidance on a wide range or private medical insurance policies, whether you are looking to purchase a policy for the first time or considering a change of insurer at renewal, we would be more than happy to assist you and our services are completely free of charge. Contact us on 01245 929 129 or email enquires@smphealthcare.com