7 good reasons to buy a Private Medical Insurance Policy

Are you looking for a Private Medical Insurance Policy? Whether you are looking for individual cover, family cover or a policy for your business,  our 7 good reasons will apply.

Shorter waiting times via Private Medical Insurance.

With a health Insurance policy in place you will be able to receive treatment as soon as you need it. You can even select a date which is convenient for you rather than not knowing when your treatment will take place. Your policy can help you to avoid joining the NHS waiting list.

Recover in your own private hospital room

With Private Medical Insurance you generally have the privacy of your own room, usually with en suite facilities. This means you can avoid being with other patients on a busy ward during your recovery period. When you feel unwell, sometimes you really do not want to be with other people.

Choice of consultant and hospital

Having health insurance in place means you get to choose where you are treated and which consultant you will be treated by. You need to ensure that the hospital is on your selected list and the consultant is recognised by your insurer. If you have chosen a guided option however, your insurer will direct you to the relevant consultant and hospital. If you remember to always pre-authorise your claim, you will ensure that you are working within your plan guidelines.

Quick access to a GP

Many Private Medical Insurance providers now offer an online and telephone GP services. Mobile app access to qualified, registered Private GP’s is also becoming more popular. Being able to access primary care in this way saves time in waiting to see your NHS GP.

Specialist drugs and treatment

Some specialist treatments and drugs are not available via the NHS due to cost or because they are not approved by the National Institute for Health and Clinical Excellence (NICE). A Private Medical Insurance can help with some treatments and drugs not available on the NHS.

A second medical opinion via your Private Medical Insurance when you need it

If you need reassurance that you’ve been given the most accurate diagnosis, some Private Medical Insurance providers offer a second opinion service, providing policyholders with greater confidence.

Rapid access to diagnostic testing via your Private medical Insurance

An early diagnosis can help stop an illness progressing and speed recovery. Most health Insurance policies will provide swift access to diagnostic tests and a variety of scans at specialist outpatient clinics.

At SMP Healthcare we work with you to find the cover you require, we only recommend the plans and cover suitable to your healthcare needs. By comparing the health insurance options available to you, this can ensure you get it right first time.

Speak to our friendly team on 01245 929 129 and start your journey to finding the right private health insurance policy.