What is radiotherapy and why do I need it?

What is radiotherapy and why do I need it?

Radiotherapy means the use of radiation (usually x-rays) and is used to treat cancer cells.. You could either need internal radiotherapy or external radiotherapy and may need to have it alongside other treatment such as chemotherapy or surgery. Radiotherapy can be used to: Try to cure cancer Relieve the symptoms of cancer Reduce the chance of cancer returning There are different types of radiotherapy but most use photons, some have electrons and more rarely protons. The aim of radiotherapy Each treatment is planned for each individual patient. It gives a high dose of radiotherapy to the cancer but aims to…

Can I change the cover on my health insurance?

Can I change the cover on my health insurance?

When you buy a health insurance policy in the UK it is an annual contract. What happens if you want to change your cover level and you are only 6 months into the contact? Benefit changes are made at renewal If you are looking to increase or decrease the level of cover you have, this can be done at renewal. Mid-term benefit changes are not available on UK health insurance. Even changes to excess levels can only be done at the renewal of your policy. Decreasing the benefits you have would result in a lower premium. There are many cost…

What is a mini-stroke?

What is a mini-stroke?

You may have heard people refer to a mini-stroke or TIA but do you know what it is? A TIA is a transient ischaemic attack and is often referred to as a mini-stroke. A mini-stroke happens when a temporary blockage cuts off the blood supply to part of your brain. The blockage will dissolve on its own or move to let the blood supply return to normal with a mini-stroke. Is a TIA the same as a stroke? Yes, essentially it is the same except that the symptoms last for a very short time period. A TIA is still very…

How to save money on health insurance

How to save money on health insurance

Nobody wants to pay more for a health insurance policy than they have to. Nobody wants to have cover for benefits that they will never use. If you want to save money on your health insurance you need to check your cover details carefully. A good health insurance broker can help to make this easy for you. At SMP Healthcare we spend time with our clients listening to what is important to them in terms of cover and benefits and then provide quotes based on their unique and specific needs. Can you afford an excess? If you know you can…

International Paget’s awareness day 11th January 2020

International Paget’s awareness day 11th January 2020

Paget’s disease is medical condition which affects the body’s normal repair and renewal process of bone. Throughout our lives, bone is repaired and renewed through a process known as bone remodeling. Paget’s disease is classified as a chronic condition. 2020 will see the second International Paget’s awareness day and hopes to bring a better understanding of this medical condition. Paget’s Association are releasing a video on 11th January which they really would like to see shared on social media to boost the understanding of Paget’s on a global scale.  The video is available from 11 am. The link below will…

Yoga; for your mental and physical wellbeing following a cardiac event

Yoga; for your mental and physical wellbeing following a cardiac event

Yoga is said to originate from ancient India and the word itself comes from Sanskrit (an ancient Anglo-European language of India) its meaning translated as “to join together”.  The focus of yoga is to join together the mind, body and spirit by combining three factors, postures, breathing and meditation. Yoga is said to have benefits for physical health as it can increase flexibility, core strength, balance and co-ordination. The benefits relating to mental health are extensive also as it can help people to relax. Yoga is reported to help with anxiety, stress and depression. People often associate the practice of…

Private medical insurance does not replace the NHS

Private medical insurance does not replace the NHS

When you buy a private medical insurance policy in the UK this is not the end of the road with the services provided by the NHS. Private medical insurance does not replace the NHS but actually works brilliantly alongside it. Your UK health insurance policy will generally not cover you for things such as: A & E (accidents and emergencies) The routine treatment and monitoring of chronic conditions Private GP consultations * Pre-existing medical conditions** *Some insurers will offer virtual GP appointments and with the advancement of technology, more and more are beginning to review their offering in relation to…

Why do health insurance premiums increase?

Why do health insurance premiums increase?

If you have ever had insurance of any type (which most of us have) you are probably used to seeing an increase in premium when you receive the first renewal offer. Whether it is house insurance, travel insurance or motor insurance, it is very rarely that we receive a renewal offer where the premium has gone down. Health Insurance is no different to any other policy and there are a number of factors that contribute to the increase in premium. Increase due to age Every year we get older; that is a simple fact of life and unfortunately as we…

The great Veganuary debate continues

The great Veganuary debate continues

Well here we are in January 2020 and on the radio, in the news and on social media the whole Veganuary debate continues. Launched in 2014, the participation has increased year on year, not just in the UK but on a worldwide basis. The Veganuary UK website has a great deal of information explaining why they encourage people to participate.  Veganuary is actually a registered charity that encourages people to embrace being vegan in January and hopefully throughout the remainder of the year. Three key factors are confirmed as: Concern for animal welfare Concern for the environment For people looking…

How much does private medical insurance cost?

How much does private medical insurance cost?

If you want to know how much it would cost to buy a private medical insurance policy in the UK we hope the following information will help you. Fact 1: The premium you pay as a consumer will depend on your age. Fact 2: The premium you pay as a consumer will depend on where you live. Fact 3: The premium you pay as a consumer will depend on the benefits you choose. Fact 4: The cost of your health insurance would reduce if you add an excess to your policy. Fact 5: The cost of your health insurance could…

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