Health Insurance covers a wide range of policies. Find out more information about insurers, products, benefits and money saving ideas.

We are proud of being able to explain everything to you in a way you can understand. Where there is jargon, we explain it clearly.

SMP can help you are interested in private medical insurance, cash plans, dental insurance or employee benefits. You will be able to find some great insights here.

Health Insurance is available to you as a consumer for individual or family cover and as a business either SME or corporate.

Let the information within this category help you find out more. We want you all to be confident in the benefits of the policy that you buy.

Read through the blogs here to find out all you need to know about the private medical insurance market.

 

Out-patient cover; what does it mean?

Out-patient cover; what does it mean?

When you buy a private medical insurance policy, there will be multiple options and different insurers, different policies and different geographical areas to choose from. One of the benefits available to you is out-patient cover, but you may not be entirely sure what this means. Out-patients cover can be split into two sections: consultations and diagnostics. When your GP refers you to see a specialist, this is normally done as an out-patient consultation. If your specialist requires you to have tests, these are generally done as out-patient diagnostics. These are the two different elements of out-patient cover. Out-patient cover for…

UK Health Insurance providers

UK Health Insurance providers

There are several UK health insurance providers available for you to choose from when you buy or renew a policy. You will no doubt have heard of the big-name brands such as Bupa and AXA Health, but there are many more providers available to you. And just because you have heard of the big-name brands, it doesn’t necessarily mean they are offering you the best deal. Comparing benefits between insurers is time consuming, but if you work with a specialist health insurance broker you can receive a full breakdown of all your options. Talking to an expert at Ascend Health…

Retirement and your private medical insurance

Retirement and your private medical insurance

When you are thinking about your finances at retirement, this is not just limited to pensions and investments. Your private medical insurance / health insurance could also be one of your priorities. Especially true if you have medical history that needs to be considered. The experts at Ascend Health can help you to understand your options with NO OBLIGATION to buy.

Company funded health insurance?

Company funded health insurance?

If you are looking for health insurance, you’ll need to know the best way to pay for it. It’s a simple question for large SME or corporate businesses, but what if you are a one-man band? Company-funded health insurance is popular in the UK marketplace. There are many small companies registered in the UK. Even sole traders or partnerships that have private medical insurance can use their business bank account to pay for the policy. Whether you require a small or large private medical insurance scheme, your business can fund your policy. Do you want company-funded health insurance? Importantly, you need…

Travel; will my PMI policy cover medical treatment abroad?

Travel; will my PMI policy cover medical treatment abroad?

Are you someone who travels frequently for business or pleasure? Do you have private medical insurance in the UK? If you answer ‘yes’ to both questions, does your policy cover your medical treatment abroad? Historically, many health insurance policies offered you cover for emergency treatment abroad. This is not the same as travel insurance as they only offered a small monetary amount of cover. What options are available for medical treatment abroad? International private medical insurance Are you out of the UK for long periods of time? If so, An international private medical insurance policy could be the answer. These…

Health insurance for employees

Health insurance for employees

Find out more about health insurance for employees, where you can buy it, what type of cover is available and whether it would be a good idea for your business. There are many different cover options available in the UK and you might be pleasantly surprised that the pricing starts very low indeed. There are cover options to suit every budget.

The advantages of Private Healthcare

The advantages of Private Healthcare

You may ask yourself about the advantages of private healthcare. Why do you even need a private medical insurance policy in the UK? We have the NHS – surely that provides you with all the hospital treatment you can ever need? Well, maybe it would be beneficial to think about your medical treatment in more detail. 5 major advantages of private healthcare: Choice of hospital/ consultant Speedy access to diagnostic testing Treatments and appointments at a time to suit you The latest drugs and technology A private room   Choosing your hospital/facility or consultant Being able to choose where you…

Can anyone buy Private Medical Insurance?

Can anyone buy Private Medical Insurance?

With more and more people considering private medical insurance, the question ‘Can anyone buy private medical insurance?’ is often asked. For so long, people have perceived this to be a luxury purchase, but we no longer believe this is the case. In the UK, the NHS does a great job. For accident and emergency treatment, in fact, there is no better solution, but what about non-urgent medical treatment? As we have all seen, NHS waiting lists have increased around the country and show no signs of recovery. The stats about waiting lists are reported on the news every single day…

5 important reasons to consider health insurance in 2022

5 important reasons to consider health insurance in 2022

5 important reasons to consider health insurance in 2022   NHS waiting times are increasing Although we are lucky in the UK to have the NHS, you cannot open a newspaper or watch the news without hearing about the crisis it is currently facing, leading to many people looking at health insurance in 2022. With the treatment of Covid patients playing a major part in extended waiting times, it has been inevitable that non-urgent surgery has had to take a back seat. If you buy even a basic health insurance policy, you have the peace of mind you will be…

« Older Posts