Health Insurance covers a wide range of policies. Find out more information about insurers, products, benefits and money saving ideas.

We are proud of being able to explain everything to you in a way you can understand. Where there is jargon, we explain it clearly.

SMP can help you are interested in private medical insurance, cash plans, dental insurance or employee benefits. You will be able to find some great insights here.

Health Insurance is available to you as a consumer for individual or family cover and as a business either SME or corporate.

Let the information within this category help you find out more. We want you all to be confident in the benefits of the policy that you buy.

Read through the blogs here to find out all you need to know about the private medical insurance market.

 

Aviva Health Insurance gets a Make-Over

Aviva Health Insurance gets a Make-Over

In fact, whether you are looking for a policy on a personal basis or for your business, Aviva can provide a flexible solution. In March 2021 there have been a number of changes. It is great to see a well-loved household brand reviewing their cover and making improvements for their members.

What type of UK Health Insurance do I need?

What type of UK Health Insurance do I need?

There are a number of different types of Health Insurance policies available in the UK market so how do you know which is the best one for you. Finding out about the options available can really help you make a decision about your cover before you buy a policy. A specialist Health Insurance broker can really help you to understand the market and what benefits are a great choice for you.

The One Fund Cash Plan from The Exeter

The One Fund Cash Plan from The Exeter

There are 7 benefit categories and 7 cover levels. Each cover level gives you a pot of money that your employees can use towards everyday healthcare costs. Only 4 of the benefit categories have a maximum spend attached. Complementary therapies are not one of those categories.

Save Money with the inSpire plan from AXA Health

Save Money with the inSpire plan from AXA Health

You may be surprised to learn that you can source cheap Health Insurance that still provides an adequate level of cover. However,  there are a number of plans available on the market that can deliver just this and the inSpire Health Plan from AXA Health is one of them. Importantly, this plan still offers you a great balance of benefits with a low price tag attached. Keep your Health Insurance costs low with the inSpire plan: The inSpire Health Plan offers access to two of the UK’s most well-known networks of private hospitals. To clarify, these are Spire Healthcare and…

Medical History Disregarded Underwriting

Medical History Disregarded Underwriting

When it comes to buying Health Insurance for your business, which underwriting can you choose? If you have a business with 15 or more employees then you could opt for Medical History Disregarded underwriting. This is also referred to as MHD. If you choose this underwriting type, your policy will cover pre-existing medical conditions. Why would you choose Medical History Disregarded Underwriting? When you buy Health Insurance as an individual or SME, MHD underwriting is not available. There are insurers who will offer this to company schemes of 15 or more main members, however it is more common in the…

Saving Money on your Health Insurance Renewal

Saving Money on your Health Insurance Renewal

No matter what insurance policy you have, you should receive your renewal invite in a timely manner. Your insurance provider should leave you enough time to consider your Health Insurance Renewal in detail and not leave you with a last minute panic decision to make. Let’s face it, none of us like reviewing any of our insurance policies and when it comes to private medical insurance this seems to be even more of an issue. If you have made claims in the past it does not mean that you cannot look elsewhere however, you do need to be aware of…

What is the Best Health Insurance for your parents?

What is the Best Health Insurance for your parents?

We would recommend that everyone has a full market review when they are buying a health insurance policy. It doesn’t matter whether you are 18 or 80, a market review is the simple way to ensure you are getting a great deal. Whether your parents have a policy in place or are new to health insurance a market review lets you know what is available.

Can you have private cancer treatment?

Can you have private cancer treatment?

If Private Cancer Treatment is your priority we can provide you with detailed information about the cancer cover offered from the insurers on our panel. We are an independent and unbiased broker with no affiliation to any of the insurers. We can help you understand the comparison between policies so you can make an informed decision about the policy you buy.

General & Medical Health Insurance plans

General & Medical Health Insurance plans

Why you could choose General & Medical for your Private Medical Insurance ? Up to two pre-existing medical conditions covered Wide range of plans to choose from Health and Wellbeing Support Services and Lifestyle Rewards Assigned a named Health & Care Support Specialist Private Maternity benefit No – No Claims Discount What private healthcare plans are available from General and Medical? General & Medical offer a range of Individual Healthcare plans, so you choose a plan is right for you and your family. This is something the team at SMP Healthcare Ltd can help you with. General & Medical offer…