Health Insurance Archives

Health Insurance covers a wide range of policies. Find out more information about insurers, products, benefits and money saving ideas.

We are proud of being able to explain everything to you in a way you can understand. Where there is jargon, we explain it clearly.

SMP can help you are interested in private medical insurance, cash plans, dental insurance or employee benefits. You will be able to find some great insights here.

Health Insurance is available to you as a consumer for individual or family cover and as a business either SME or corporate.

Let the information within this category help you find out more. We want you all to be confident in the benefits of the policy that you buy.

Read through the blogs here to find out all you need to know about the private medical insurance market.

Getting more from your health insurance

Want to get more out of your health insurance? Here’s how… When you take out private health insurance you have the option to add extras at a cost. These are things such as dental, optical or travel insurance, and a private GP service. If these are something you are interested in please read on. Private dental insurance: When choosing your private medical insurance policy, have you considered the benefits of opting for a policy which offers a level of cover for dental claims? This policy will allow you to cover the cost of some of your private dental fees and is…

Save money on your health insurance

Save money on your health insurance 6 ways to save money on your health insurance: Speak to an independent specialist The best way to cut cost with your health insurance is to speak to someone who is a specialist in the health insurance sector, such as a broker. A specialist broker will be able to review your existing cover, understand what you are paying for and the benefits you would like as a customer. Stick to the core benefits It is worth getting a specialist broker to review your policy to remove any benefits you may not have asked for, or…

Where to buy dental insurance for employees

With access to NHS dental appointments in serious decline, buying a Company Dental Insurance for employees is a great way to help your staff fund dental treatment. Group dental insurance is a low cost employee benefit that can help staff pay for everyday healthcare costs related to their teeth. Find out how you can buy a great policy through SMP Healthcare today.

The importance of using a health insurance broker

The importance of using a health insurance broker What is the importance of using a health insurance broker? Well, a health insurance broker can find the best suited-medical insurance for your needs and budget, and there are at least 5 advantages for you not to source this on your own. We are a human version of a cost comparison website. We have knowledge and expertise. We help you understand what a policy covers. We make sure you choose the right benefits and don’t pay for what you don’t need. What is the importance of using a health…

Your New Year’s Health Resolution

We are lucky to have the NHS here in the UK and private medical insurance does not replace it. If you can afford it, then why not get yourself ahead of the queue. Take yourself out of the NHS system and free up the appointments for those people who cannot afford any alternative.

Aviva health insurance gets a make-over

In fact, whether you are looking for a policy on a personal basis or for your business, Aviva can provide a flexible solution. In March 2021 there have been a number of changes. It is great to see a well-loved household brand reviewing their cover and making improvements for their members.

What type of UK Health Insurance do I need?

There are a number of different types of Health Insurance policies available in the UK market so how do you know which is the best one for you. Finding out about the options available can really help you make a decision about your cover before you buy a policy. A specialist Health Insurance broker can really help you to understand the market and what benefits are a great choice for you.

The One Fund Cash Plan from The Exeter

There are 7 benefit categories and 7 cover levels. Each cover level gives you a pot of money that your employees can use towards everyday healthcare costs. Only 4 of the benefit categories have a maximum spend attached. Complementary therapies are not one of those categories.

Save Money with the inSpire plan from AXA Health

You may be surprised to learn that you can source cheap Health Insurance that still provides an adequate level of cover. However, there are a number of plans available on the market that can deliver just this and the inSpire Health Plan from AXA Health is one of them. Importantly, this plan still offers you a great balance of benefits with a low price tag attached. Keep your Health Insurance costs low with the inSpire plan: The inSpire Health Plan offers access to two of the UK’s most well-known networks of private hospitals. To clarify, these are Spire Healthcare and…

Medical History Disregarded Underwriting

When it comes to buying Health Insurance for your business, which underwriting can you choose? If you have a business with 15 or more employees then you could opt for Medical History Disregarded underwriting. This is also referred to as MHD. If you choose this underwriting type, your policy will cover pre-existing medical conditions. Why would you choose Medical History Disregarded Underwriting? When you buy Health Insurance as an individual or SME, MHD underwriting is not available. There are insurers who will offer this to company schemes of 15 or more main members, however it is more common in the…

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