Health Insurance covers a wide range of policies. Find out more information about insurers, products, benefits and money saving ideas.
We are proud of being able to explain everything to you in a way you can understand. Where there is jargon, we explain it clearly.
SMP can help you are interested in private medical insurance, cash plans, dental insurance or employee benefits. You will be able to find some great insights here.
Health Insurance is available to you as a consumer for individual or family cover and as a business either SME or corporate.
Let the information within this category help you find out more. We want you all to be confident in the benefits of the policy that you buy.
Read through the blogs here to find out all you need to know about the private medical insurance market.
As almost all health insurance policies are now modular, consumers and businesses can really be specific in the cover levels that they put in place. As a specialist health insurance broker, it really is good to work out with clients the benefits that they value the most.
Over recent years most of the health insurance providers in the UK have introduced treatment pathways for musculoskeletal conditions. These have worked well, allowing the insured member to call the insurance company directly for any claims relating to aches and pains affecting the joints, bones and muscles. This saves time in waiting for a GP appointment and can get you treated far quicker.
As many businesses do not have the need for a full time occupational health provision, often this is dealt with on an ad-hoc basis. The business would pay for the services of an occupational health specialist as and when they need to do so.
There are many options available for businesses who want to buy company dental insurance. Different cover levels from different providers enable you to really choose what cover you would like. The higher the cover level, the higher the cost of your premium. Most providers allow you the choice of paying annually or monthly. Let’s look at the Bupa Dental Plan Company dental insurance options from Bupa offer a great variety of plans available for businesses to choose from. The Bupa Dental Plan offers core, Level 1, Level 2, Level 3 or Level 4 Bupa Dental Choice offers Classic, Premier, Platinum…
2020 has seen a really interesting first quarter for the team at SMP Healthcare. We have thrown ourselves head first into social media marketing, introducing video and audio to our audience. Now have the pleasure of adding General and Medical to our panel of insurance providers. Who are General & Medical? Established in the 1980’s, General & Medical are an independent medical insurance provider. They are focused on providing excellent healthcare solutions for all. Consistently looking to the future and concentrating on developing innovative products and services for businesses, families and individuals. General & Medical are the preferred provider for…
When you look at the options for employee benefits, you could consider a whole range of products: Private Medical Insurance Cash Plans Dental Insurance Employee Assistance Programmes Did you also know about Hospital Treatment Insurance from Westfield Health? Surgery Choices 1 and 2 offer your employees easy access to private surgery and medical treatment. This is a community rated policy. The cost for each member of staff is exactly the same regardless of their age or location. Hospital Treatment Insurance is designed to cover non-urgent surgical procedures. It does not offer surgical procedures for cancer, heart disease or emergency treatment….
When you are choosing a private medical insurance policy for yourself or your family there are so many options. The Exeter are certainly one provider you should consider. There are some great brands in the market, many of whom are household names. We would urge you to consider some of the smaller brands who really can offer you excellent value for money. Health + from The Exeter is only available to personal customers who want cover for themselves or their family. The Exeter do not offer SME or corporate private medical insurance. What can you expect from Health +? With…
Did you know that AXA PPP offer group private health insurance to a self-employed person? If you are already self employed or you’re thinking of becoming self employed then you really should consider a private health insurance policy. What are the benefits? This insurance can supplement what’s available on the NHS. It gives you the choice in the level of care you get and how and when it is provided. Some specialist drugs and treatments aren’t available on the NHS but are available if you have a private medical insurance policy. You get quicker access to physiotherapy sessions if you…
Whether you agree with it or not, private medical insurance does mean that many people have treatment privately and therefore do not rely solely on the NHS. The NHS, who are already struggling to cope with demand are then faced with providing treatment for those who traditionally had private medical insurance but feel they can no longer afford it.
When you are looking to buy a private medical insurance policy, have you thought about the underwriting that is available? The type that you choose could affect the price that you pay for your policy. Comparing quotations can be confusing if there are different underwriting options used. Common UK underwriting methods are: Full medical underwriting Continued personal medical exclusions : CPME (when switching from one insurer to another) Moratorium Continued moratorium: CMORI (when switching from one insurer to another) Medical History Disregarded (for large company schemes) Full medical underwriting Before purchasing your policy, a full medical history declaration is completed….