When you buy a private medical insurance policy, there will be multiple options and different insurers, different policies and different geographical areas to choose from. One of the benefits available to you is out-patient cover, but you may not be entirely sure what this means. Out-patients cover can be split into two sections: consultations and diagnostics. When your GP refers you to see a specialist, this is normally done as an out-patient consultation. If your specialist requires you to have tests, these are generally done as out-patient diagnostics. These are the two different elements of out-patient cover. Out-patient cover for…
How to choose a specialist or consultant
So your GP has told you that you need to see a consultant. How do you choose a consultant or specialist for your appointment. Can your GP recommend someone specifically or can you do your own online research? The experts at Ascend Health can help you to work out how you go about choosing which specialist to contact for your medical treatment.
Retirement and your private medical insurance
When you are thinking about your finances at retirement, this is not just limited to pensions and investments. Your private medical insurance / health insurance could also be one of your priorities. Especially true if you have medical history that needs to be considered. The experts at Ascend Health can help you to understand your options with NO OBLIGATION to buy.
Top 10 reasons to buy health insurance
What are the main reasons that people buy health insurance in the UK? Check out the top 10 reasons that the Ascend Health experts believe drive people to spend money on their health privately.
Why you should think about health screening
Health screening and assessments are an excellent way of monitoring your health. If you think about health screening and the benefit it can give you, why would you hesitate? As some medical conditions can live undetected in your system, health screening can be a good way of finding out more about your health. When you know what is going on in your body, you have a chance to make lifestyle changes that will give you a healthier future. You can choose different levels of screening and there are a number of facilities and providers. The cost will depend on how…
Private GP services via mobile app
Do you have private medical insurance? If you do and are with one of the 6 providers below, you will have access to private GP services via a mobile app. With the increasing demand on the NHS, and GP appointments becoming like gold dust, private medical insurance is there to relieve some of the pressure on the NHS and take the strain off lengthy wait times. With a digital GP app, you can be seen in as little as 24 hours, from the convenience of your own home, or you could take a call at work to avoid having to…
The benefit of private healthcare rewards
In the UK, over 11% of the population have private medical insurance. Private medical insurance is available to anyone in the UK. Whether you are an individual member, or a company owner with an SME group, or a corporate business. Private healthcare is a great benefit for you, your family or your employees. Find out more about policies that offer private healthcare rewards. You may not be aware that, in addition to healthcare, many insurers offer a range of private healthcare rewards. UK private medical insurers such as AXA, Bupa and Vitality all offer reward programmes. These are extra incentives…
How private health insurance works
As the uptake in UK private health insurance is increasing, you may wonder how health insurance works? If you are new to health insurance, let us help you understand how it works in practical terms. It is important to remember that health insurance (also known as PMI) does not replace the NHS. Health insurance works alongside the NHS and the premium you pay will dictate the benefits and cover you receive. If you want to be able to have access to private treatment for everything, then you will need to buy a fully comprehensive policy. You may even need to…
What isn’t covered by private medical insurance
When you buy private medical insurance, all insurers are keen to let you know what is covered, however, do they make it clear what isn’t covered by private medical insurance? Yes, you can look through the small print, but do you understand what it means in reality? Personal medical exclusions on your private medical insurance When you buy a policy with full medical underwriting, your insurance provider will issue a certificate. On this certificate, any personal medical exclusions will be shown. The underwriters will have made this decision based on the application form you completed. Your personal medical history and…
Short-term international Health Insurance
So, you have made the decision to move abroad. There are a number of things you need to think about, including international health insurance. When you make your visa application, it is likely they will request proof that you have private cover for your health in place, prior to travel. Different countries have different stipulations, and you need to make sure that the policy you buy ticks all the relevant boxes. What is short-term international health insurance? April International UK have a policy available for a 1–12-month contract period. This is ideal if you are traveling for a shorter length…