Is Lifestyle Surgery available on your Health Insurance?

Health Insurance does not typically provide cover for Lifestyle Surgery, however it is available from Vitality Health. Vitality are one of the most innovative private medical insurers on the market because of the way they approach health insurance as a whole.

What procedures are covered under the Vitality Health Lifestyle Surgery benefit?

  • Gastric Banding
  • Gastric Bypass
  • Gastric Sleeve
  • Removal of port wine birthmarks on the face
  • Ear Reshaping (Pinnaplasty)
  • Breast reduction including treatment for excessive male breast tissue (gynaecomastia)

The Lifestyle Surgery benefits are only available to you if they are performed by a consultant group nominated by Vitality Health.

For each of the procedures, there are set eligibility and age criteria. You will only be eligible for the above procedures when you have been advised by a consultant that the procedure is clinically necessary. You will have to meet the specific eligibility and age criteria set for the particular procedure.

Will you have to contribute to the cost of the Lifestyle Surgery procedure?

If you would like to proceed with the Lifestyle Surgery, you would be expected to make a contribution to the cost of your treatment. The cost would be 25% of the agreed package price. This includes the initial consultation fee. The package price will include all in-patient charges, surgeon’s and anesthetists fees and clinically necessary follow-up appointments with the consultant. If necessary, it would also include a dietician. You will be provided with details of the package price on application to the consultant group.

Lifestyle Surgery is available on consumer and business healthcare policies.

If your policy has an excess, the excess does not apply the Lifestyle Surgery benefit because you are already contributing 25% of the total cost.

Information sourced: https://www.vitality.co.uk/

For more information on this particular benefit or the other benefits available under Private Medical Insurance policies please contact one of our advisers on 01245 929 129 or email enquires@smphealthcare.com where we will be pleased to help you.