Answer:

There are different benefits on a UK health insurance policy. Depending on what you want to claim for, you may need to have a GP referral. Some policies will let you self-refer in certain circumstances such as for musculoskeletal claims. Insurers such as Bupa will even let you self-refer if you think you have symptoms of cancer. Speak to your health insurance broker if you want to know the best way to make a claim on your policy.