Q. Will I need a GP referral?


For most claims you will need a GP referral. This can be from your NHS GP or from a private GP. Many UK insurers now also provide you with access to a private GP via a mobile phone app or video/telephone consultation. Some claims do not require a GP referral, such as musculoskeletal claims (relating to joints, bones & muscles). You will need to check your policy to see which claims do not require a GP referral.