Have you got an EAP for your staff?

Have you got an EAP for your staff?

When it comes to employee benefits, not every business can afford to invest in a whole suite of policies. So where do you start and what options could you consider? You could look at a number of different cover options for your staff including: Private medical insurance Dental insurance Health cash plans Hospital treatment insurance Employee Assistance Programme (EAP) Health Screening With mental health problems becoming more common in the workplace with a huge 70 million workdays being lost in the UK each year, having a good employee assistance programme (EAP) could help you as an employer to avoid experiencing…

What is the Babylon app?

What is the Babylon app?

Babylon is a downloadable app that uses artificial intelligence (AI) to help provide accessible healthcare for millions of people. Babylon is developed by a team of research scientists, engineers, doctors and epidemiologists who optimise Babylon’s AI abilities. How do you use Babylon? If you feel unwell you can enter your symptoms and Babylon will understand them. This app can then provide you with the relevant health and triage information. As Babylon can understand the majority of healthcare issues, it can then advise you of the next steps to take. The AI services provided by Babylon can will give you health…

How much does your GP charge for a medical report?

How much does your GP charge for a medical report?

When you have been referred to a medical specialist for treatment your private medical insurance provider may require a GP report. This may be needed before you can go ahead with your treatment. The insurer is not being difficult or trying to avoid honouring your claim. They just need more details in relation to your condition and a reason why the referral has been made. Your insurance provider may need clarification as to the first time you had symptoms of the condition too. Did you realise that more often than not, your GP will charge for this service? Whether you…

Is private health insurance worth it?

Is private health insurance worth it?

We have the NHS; why would we need to pay more for our healthcare? It is a topic that has been discussed again and again. I have friends who would never buy it and I have friends who would never be without it. Two sides of the coin! These split opinions are caused by various factors including: Political views Financial position Personal experience of the NHS Family experience of the NHS Good/Bad hospitals within the local area So the answer to this question “is private medical insurance worth it?” really depends upon your own personal opinion. Do you want to…

The amazing value of a business health cash plan

The amazing value of a business health cash plan

So, 5 really important questions to ask you……… Are you a business owner or manager? Do you have a duty of care towards your staff? Have you ever heard of a health cash plan? Can you take advantage of a great low cost health plan? Why haven’t you considered a cash plan before now? Health Cash Plans are not private medical insurance. A health cash plan is not the same thing as a health insurance policy. Each UK provider has their own benefit categories but in general they offer cover for everyday healthcare costs such as: Dental ∙ Optical ∙…

Is now the time to think about your sugar intake?

Is now the time to think about your sugar intake?

Today sees the start of sugar awareness week organised every year by Action on Sugar with the aim of raising awareness of the damaging effect of having too much sugar in our diet. Sugar and your heart Eating too much sugar can cause you to gain weight. People who are overweight or obese have more of a risk of developing coronary heart disease. Sugar exists in many foods that you may not automatically associate with containing sugar such as fruit, vegetables and even milk. These food types also contain many nutrients and therefore you may not want to cut back…

Is Walking Football good for you?

Is Walking Football good for you?

Walking football is really aimed at the over 50’s age group and is very different to Association Football in many ways. It offers many health benefits to participants even though running is strictly not allowed. As a non-contact sport no tackling, blocking, shoulder charging, pushing or barging are allowed in walking football. This is especially important considering the age group that the sport is aimed towards. Minimal risk of injury is key. What are the reported physical health benefits? Reducing the risk of cardiovascular disease Reducing the risk of stroke Improving blood pressure Lowering cholesterol Improving blood sugar levels Improving…

Does CBT help you sleep?

Does CBT help you sleep?

Cognitive behavioural therapy (CBT) is a method that can be used to help people suffering with insomnia. Some people prefer a non-medicated approach to solving their sleeping (or lack of) issues. CBT for insomnia is referred to as CBT-I. CBT-I is an approved method for treating insomnia without the use of medication. Aiming to alter the patients sleeping pattern as well as changing the misconceptions about sleep and insomnia that could otherwise continue indefinitely. What is insomnia? The National Sleep Foundation confirm that Insomnia is difficulty in falling asleep or staying asleep, even when a person has the chance to…

What is radiotherapy and why do I need it?

What is radiotherapy and why do I need it?

Radiotherapy means the use of radiation (usually x-rays) and is used to treat cancer cells.. You could either need internal radiotherapy or external radiotherapy and may need to have it alongside other treatment such as chemotherapy or surgery. Radiotherapy can be used to: Try to cure cancer Relieve the symptoms of cancer Reduce the chance of cancer returning There are different types of radiotherapy but most use photons, some have electrons and more rarely protons. The aim of radiotherapy Each treatment is planned for each individual patient. It gives a high dose of radiotherapy to the cancer but aims to…

Can I change the cover on my health insurance?

Can I change the cover on my health insurance?

When you buy a health insurance policy in the UK it is an annual contract. What happens if you want to change your cover level and you are only 6 months into the contact? Benefit changes are made at renewal If you are looking to increase or decrease the level of cover you have, this can be done at renewal. Mid-term benefit changes are not available on UK health insurance. Even changes to excess levels can only be done at the renewal of your policy. Decreasing the benefits you have would result in a lower premium. There are many cost…

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