There are many ways to reduce the cost of your company Private Medical Insurance here in the UK . The NHS 6 week option is just one of them. More and more people are looking at ways to have some form of Private Medical Insurance in place. The NHS 6 week option can offer excellent savings on your premium. At SMP Healthcare Ltd, we want you to know that there are things you can do to make your cover more affordable.
How the NHS 6 week option works:
Your employees would follow the normal claiming procedure. If their GP refers them to a specialist for a consultation this would be covered as normal under the terms and conditions of their policy. If the claimant then needs to have subsequent treatment on an out-patients basis, this treatment would be covered.
Should the member then needs to have a procedure done either as an in-patient or a day-patient and the waiting list on the NHS is over 6 weeks then they would be covered by their Private Medical Insurance Policy. However, if the waiting list is less than 6 weeks the member would have their treatment under the NHS. If you have a NHS Cash benefit, you would be unable to claim this for treatment that falls under this criteria NHS 6 week criteria.
Which Providers offer the NHS 6 Week option for company schemes?
Bupa
There is a short video produced by AXA PPP which gives a brief guide as to their NHS 6 week option and how this works alongside and compliments the NHS.
Find out what savings can be made to your policy. If your Private Medical Insurance plan is due for renewal you can request a quotation including the NHS 6 week option.
Our team can also help if you are looking to take out a new company Health Insurance policy. Please get in touch if you would like to know what options are available. Email enquiries@smphealthcare.com, by telephone 0800 047 0127 / 01245 929129
We look forward to speaking to you soon.