When you travel abroad frequently for business or pleasure but still live in the UK for at least 180 days per year, have you considered what will be the best option for your travel insurance?

Many of the UK health insurance providers will offer their customers an economical yet comprehensive worldwide travel policy as an add-on to their private medical insurance.

Clients of all ages therefore benefit from having their travel insurance covered without having to go through lengthy screening processes as many of the policies will cover pre-existing conditions providing you are fit to fly.

Although there are travel insurance providers who have no upper age limit for cover (providing your private medical insurance is still current), there are also providers who will only offer cover up to certain ages. Please check the terms and conditions that apply to your own policy.

As with any travel insurance, no two policies are the same and where some will offer maximum trips of 30 days, others offer a wider scope of 120 days at any one time. Many of these add-on travel insurance providers will cover business equipment to specific maximums and cover winter sports (although these may be limited to so many days per policy year). Customers should also be aware that even if you have no excess on your private medical insurance, there may well be a standard excess amount on the travel insurance element of the plan.

There are also a number of policies that offer Emergency Overseas cover to their members, this is not an alternative to travel insurance as the benefits are geared only towards emergency treatments & repatriation or evacuation if medically necessary.
For many private medical insurance customers the beauty of adding their travel cover to their private medical insurance policy is simply that in a busy world this is another thing that they do not have to remember.