Cheap Health Insurance is something everyone would like to have. The benefits you choose will increase or decrease your premium. If you want low cost private medical insurance then you need to look at your options carefully.
Cash plans, EAP’s and dental insurance all come within the Health Insurance sector and offer you low monthly premiums. Private Medical Insurance however, will tend to be more expensive.
How you can get cheap Private Medical Insurance:
- Include an excess on your policy
- Reduce your out-patient cover level
- Remove cover for mental health
- Do not have cover for therapies such as physiotherapy
- Choose the NHS 6 week option
- Take a guided hospital option
- Get your broker to compare the market for you to see if there are cheaper alternatives.
- Some insurers offer a discount for annual payment, this will help you to reduce your costs.
Working with a specialist health insurance broker can help you to reduce the cost of your cover. Getting cheap health insurance does not mean you have to have an inferior policy.