Cheap Health Insurance is something everyone would like to have. The benefits you choose will increase or decrease your premium. If you want low cost private medical insurance then you need to look at your options carefully.

Cash plans, EAP’s and dental insurance all come within the Health Insurance sector and offer you low monthly premiums. Private Medical Insurance however, will tend to be more expensive.

How you can get cheap Private Medical Insurance:

  • Include an excess on your policy
  • Reduce your out-patient cover level
  • Remove cover for mental health
  • Do not have cover for therapies such as physiotherapy
  • Choose the NHS 6 week option
  • Take a guided hospital option
  • Get your broker to compare the market for you to see if there are cheaper alternatives.
  • Some insurers offer a discount for annual payment, this will help you to reduce your costs.

Working with a specialist health insurance broker can help you to reduce the cost of your cover.  Getting cheap health insurance does not mean you have to have an inferior policy.

Save Money with the inSpire plan from AXA Health

Save Money with the inSpire plan from AXA Health

You may be surprised to learn that you can source cheap Health Insurance that still provides an adequate level of cover. However,  there are a number of plans available on the market that can deliver just this and the inSpire Health Plan from AXA Health is one of them. Importantly, this plan still offers you a great balance of benefits with a low price tag attached. Keep your Health Insurance costs low with the inSpire plan: The inSpire Health Plan offers access to two of the UK’s most well-known networks of private hospitals. To clarify, these are Spire Healthcare and…

CASH BACK on your Health Insurance

CASH BACK on your Health Insurance

We know the importance of finding a great value policy. To make it more accessible to all then we have introduced this offer for personal and business clients alike. We want you to be able to save money on your Health Insurance and hope that our cash back offer will make it a little more affordable for everyone.

How can I buy cheap health insurance?

How can I buy cheap health insurance?

What an excellent question that is! If there were a definitive answer that would be even better. Do people really want cheap health insurance or great value? I guess the trouble with the word “cheap” is that everyone has their own idea as to what cheap really is. Is it £10 or £100 per month? Maybe the better question is “how can I buy a private medical insurance policy that offers great value?” Speak to a specialist health insurance broker Talking through your primary objectives for buying a private medical insurance policy is a great starting point. If you know…

Have you got an EAP for your staff?

Have you got an EAP for your staff?

With mental health problems becoming more common in the workplace with a huge 70 million workdays being lost in the UK each year, having a good employee assistance programme (EAP) could help you as an employer to avoid experiencing staff absence due to mental health issues.

Shortfall and Excess Insurance

Shortfall and Excess Insurance

Medex Protect offer a specialised, low cost insurance product which offers cover for your excess and shortfalls in payment from your Private Medical Insurance provider. This is available to company health insurance schemes. By increasing the excess on your Private Medical Insurance you can reduce your premiums.  You can then take a policy from Medex Protect that will cover the excess and shortfalls up to the plan benefit level chosen. Medex Protect offer 3 levels of company plan: 150 Plan; covering £150 excess and £150 shortfall 250 Plan; covering £250 excess and £250 shortfall 500 Plan; covering £500 excess and…

Cheap Private Medical Insurance: Does it exist?

Cheap Private Medical Insurance: Does it exist?

When you have an idea of what cover you need, speak to your Health Insurance broker. A broker can help you understand how the choices you have made will affect your policy. Make sure you know what your choice of benefit option means when it comes to making a claim. This is crucial to ensure you have no unexpected surprises.

NHS 6 Week Wait Option

NHS 6 Week Wait Option

There are many ways to reduce the cost of your company Private Medical Insurance here in the UK . The NHS 6 week option is just one of them. More and more people are looking at ways to have some form of Private Medical Insurance in place. The NHS 6 week option can offer excellent savings on your premium.  At SMP Healthcare Ltd, we want you to know that there are things you can do to make your cover more affordable. How the NHS 6 week option works: Your employees would follow the normal claiming procedure. If their GP refers…

Cheaper Health Insurance in Scotland and Northern Ireland

Cheaper Health Insurance in Scotland and Northern Ireland

Do you want to find cheaper Health Insurance? If you live in Scotland or Northern Ireland then the Aviva Signature list can help you lower your costs. The Aviva Signature hospital list offers you a significant premium reduction if you live in these areas. The Signature hospital list is available to personal and business Health Insurance plans. The Signature hospital list provides cover in private hospitals in Scotland and Northern Ireland. It also offers you the facility to use NHS-Pay beds in hospitals in Scotland and Northern Ireland. You can download the current Aviva hospital list from the following link:…