Company health insurance is available in the UK for 1 or more main members. Historically considered to be a “luxury” perk, it is becoming more commonplace.

As a business you can implement a policy for some or all of your employees. You can choose to have different levels of cover for different categories of staff as a way to control the costs of your Company health insurance policy.

As an example, you may want to include comprehensive cover for your directors, mid range cover for your managers and lastly a budget cover option for your general staff. By combining the cover levels you can keep more control over the annual healthcare spend.

Company Health insurance is often modular and this means that you can tailor the cover levels to suit your business.

Types of benefits that are available include:

  • Different out-patient benefit limits
  • A variety of excess levels
  • Mental Health cover
  • Cover for therapies such as physiotherapy
  • Dental and Optical cover
  • Emergency overseas cover

Comprehensive cancer cover is often included in your core benefits. You may have the option to reduce cover for cancer claims. It should be noted however, that cover for cancer is often at the top of the list for many.

Without a doubt a company policy is a cost effective way to take care of your staff.

The benefit of private healthcare rewards

The benefit of private healthcare rewards

In the UK, over 11% of the population have private medical insurance. Private medical insurance is available to anyone in the UK. Whether you are an individual member, or a company owner with an SME group, or a corporate business. Private healthcare is a great benefit for you, your family or your employees. Find out more about policies that offer private healthcare rewards. You may not be aware that, in addition to healthcare, many insurers offer a range of private healthcare rewards. UK private medical insurers such as AXA, Bupa and Vitality all offer reward programmes. These are extra incentives…

Health insurance for employees

Health insurance for employees

Find out more about health insurance for employees, where you can buy it, what type of cover is available and whether it would be a good idea for your business. There are many different cover options available in the UK and you might be pleasantly surprised that the pricing starts very low indeed. There are cover options to suit every budget.

The advantages of Private Healthcare

The advantages of Private Healthcare

You may ask yourself about the advantages of private healthcare. Why do you even need a private medical insurance policy in the UK? We have the NHS – surely that provides you with all the hospital treatment you can ever need? Well, maybe it would be beneficial to think about your medical treatment in more detail. 5 major advantages of private healthcare: Choice of hospital/ consultant Speedy access to diagnostic testing Treatments and appointments at a time to suit you The latest drugs and technology A private room   Choosing your hospital/facility or consultant Being able to choose where you…

Business private medical insurance

Business private medical insurance

Business private medical insurance is available to companies of all sizes. Working with a specialist health insurance broker gives you a little extra peace of mind when you buy a policy for your employees. Looking after the health of your staff and not paying for benefits you will not use is key.

Can anyone buy Private Medical Insurance?

Can anyone buy Private Medical Insurance?

With more and more people considering private medical insurance, the question ‘Can anyone buy private medical insurance?’ is often asked. For so long, people have perceived this to be a luxury purchase, but we no longer believe this is the case. In the UK, the NHS does a great job. For accident and emergency treatment, in fact, there is no better solution, but what about non-urgent medical treatment? As we have all seen, NHS waiting lists have increased around the country and show no signs of recovery. The stats about waiting lists are reported on the news every single day…

Aviva health insurance gets a make-over

Aviva health insurance gets a make-over

In fact, whether you are looking for a policy on a personal basis or for your business, Aviva can provide a flexible solution. In March 2021 there have been a number of changes. It is great to see a well-loved household brand reviewing their cover and making improvements for their members.

Medical History Disregarded Underwriting

Medical History Disregarded Underwriting

When it comes to buying Health Insurance for your business, which underwriting can you choose? If you have a business with 15 or more employees then you could opt for Medical History Disregarded underwriting. This is also referred to as MHD. If you choose this underwriting type, your policy will cover pre-existing medical conditions. Why would you choose Medical History Disregarded Underwriting? When you buy Health Insurance as an individual or SME, MHD underwriting is not available. There are insurers who will offer this to company schemes of 15 or more main members, however it is more common in the…

Is private health insurance worth it?

Is private health insurance worth it?

We have the NHS; why would we need to pay more for our healthcare? It is a topic that has been discussed again and again. I have friends who would never buy it and I have friends who would never be without it. Two sides of the coin! So we have to ask the question, is private health insurance worth it? These split opinions are caused by various factors including: Political views Financial position Personal experience of the NHS Family experience of the NHS Good/Bad hospitals within the local area So the answer to this question “is private medical insurance…

« Older Posts