We would recommend that everyone has a full market review when they are buying a health insurance policy. It doesn’t matter whether you are 18 or 80, a market review is the simple way to ensure you are getting a great deal. Whether your parents have a policy in place or are new to health insurance a market review lets you know what is available.
Health Insurance for Seniors in the UK
Getting old should not be viewed as an illness in itself. Think about the health insurance that you want and we will do whatever we can to find you a policy based on your requirements.
How to save money on health insurance
If you want to save money on your health insurance you need to check your cover details carefully. A good health insurance broker can help to make this easy for you. We spend time with our clients listening to what is important to them in terms of cover and benefits. We can then provide quotes based on their unique and specific needs. Nobody wants to pay more for a health insurance policy than they have to. Nobody wants to have cover for benefits that they will never use. Can you afford an excess? If you know you can afford to…
Private Medical Insurance for when you retire
Just because you have reached retirement age does not mean that you have made claims or suffered with ill health. Being newly underwritten would save you money on your private medical insurance but could result in exclusions appearing on your certificate.
SMP are now offering Saturday appointments
Whether you are an individual, family, small business owner or corporate client. If you would like to come to our offices on a Saturday or would like a call to go through your private health insurance options, we are more than happy to accommodate you. Please be aware, appointments for a Saturday are on a “first come, first served” basis.
The advantages and disadvantages of protecting your no claims discount
If you have a private medical insurance policy which operates using a no-claims discount (NCD) system. Think about whether it’s worth protecting your NCD if the insurer offers this option. The following points below will help you understand that advantages and disadvantages to protecting your no claims discount. Advantages of protecting your NCD No financial pressure not to claim You’ve taken out private medical insurance for a reason, so that when you need medical treatment you can go privately. The last thing you want is to be deterred from making a claim due to the thought of financial implications. Peace…
Personal Health plan from AXA PPP Healthcare
The Personal Health plan from AXA Health provides a modular policy for consumers. If you are looking for an individual or family health insurance policy. The Personal Health Plan can offer you flexible solution. All Personal Health plans start with the AXA Health Core cover. This gives you extensive heart and cancer cover and care. You have access to enhanced family cover, Fast Track Appointments and the Working Body service as standard. What modular options are available under the AXA Health Personal Health Plan? When you buy a policy from AXA Health, there are a number of options you can…
Have you heard about Access Surgery?
Access Surgery and Access Surgery Premier are hospital treatment insurance policies from Westfield Health. These policies are not Private Medical Insurance however they do cover policyholders privately for new medical conditions that the NHS define as non-urgent. There is no cover on either policy for cancer treatment, heart conditions or chronic conditions. A chronic condition is a disease, illness or injury that needs regular or periodic treatment, medication or advice. Who is eligible for Access Surgery cover? Both policies are available to anyone aged between 18 and 79 years of age. If you have a policy in place prior to…
How is your personal policy renewal calculated by Vitality?
Vitality Health have launched a new unique approach when calculating individual renewal premiums for policyholders which they deem to be more fair, intuitive and transparent than the traditional no-claims discount method previously used.
5 Questions Answered About Personal Health Insurance
To help you find the best policy for you and your family, we have listed five common questions and answers. We hope will help you when you buy a personal health insurance policy