Cosmetic surgery is a procedure you choose to have to change your appearance and is not necessarily medically necessary. By definition it will probably not be eligible for cover under UK private medical insurance.
It is important that you consider cosmetic surgery carefully. If anything goes wrong with your surgery, the NHS will not rectify it unless it is an emergency or life threatening. There would have to be serious complications for the NHS to get involved.
To access this type of surgery you will need to self-fund or take a payment plan. Your consultant will give you time to make your decision.
However, if you have a policy with Vitality Health you may have access to a few Lifestyle surgery benefits. Terms and conditions will apply and you may have to make a cost contribution.
Your Health Insurance is designed to cover you for the treatment of acute medical conditions. Cosmetic surgery does not fall into this category because you are choosing to have surgery or a medical procedure to change your appearance. The same ruling applies with Dental Insurance. Cosmetic Dental treatment is excluded under the terms and conditions of the policies available from our panel of providers.