You will have cover for diagnostic testing if you have a Health Insurance policy in the UK. However, if you have chosen a reduced out-patient cover policy, there may be an annual monetary limit applicable. Importantly, you should pre-authorise your treatment before having it done to ensure it is eligible for cover.
Diagnostic Testing is used by medical professionals to provide an accurate diagnosis when you feel unwell. There are many different types available and therefore you may need a combination of tests to be completed.
You will often have diagnostic testing completed as an out-patient. It is unusual for you to need to stay in hospital specifically for diagnostic testing.
If you have a health insurance policy, you can put a limit on your out-patient treatment as a way to save money. If you do limit your cover, you may need to self-fund once you have reached your monetary limit.
What type of tests might you asked to have?
- MRI scan
- CT scan
- PET scan
- Blood Tests
- X-Rays
This list is not exhaustive.