When you buy a private medical insurance policy you will be given the choice of a “hospital list” or a guided option.
If you opt for the guided option this will normally give you a lower premium. To make a claim you obtain an open referral from your GP and then call your insurer. Their claims team will give you the option of consultants & hospital facilities.
These will be within a close proximity to your home or place of work. If however, you have been recommended to a specific consultant you may not be able to have your treatment with them. For many people, this option makes the claims process easier.
Easy ways for business owners to reduce the cost of their company private medical insurance. Helping business owners to save money for health insurance without losing benefits and cover for their team.
Over recent years most of the health insurance providers in the UK have introduced treatment pathways for musculoskeletal conditions. These have worked well, allowing the insured member to call the insurance company directly for any claims relating to aches and pains affecting the joints, bones and muscles. This saves time in waiting for a GP appointment and can get you treated far quicker.
Under the Vitality Patient Charter, you have the right to change to another preferred consultant from their network if you are unhappy. All of the Vitality Health preferred consultants have been quality-assured and rated highly using their intelligent consultant ranking tool.