When you use the term Health Insurance, it is likely that you are referring to Private medical insurance. There are a number of products however that could fall under a general “health” insurance category.
Other health related policies include:
You can buy health insurance from a number of different insurers. The best way to make sure you are getting great value is to compare your cover every year. Importantly you should make your comparison on a like for like basis.
There are a number of specialist brokers in the UK that can help you. If you use an independent broker you can access a number of insurers.
Your broker can help you understand the policy that you buy and ensure that you have no issues throughout the term of the policy contract.
We have provided below a few examples of the current cost of a private GP appointment from clinics around the UK. These providers are open, honest and up-front about their charges. This makes it easy for a patient to decide whether they can afford a private GP appointment.
Have you thought about buying a private medical insurance policy in the UK? If you want to know 18 great reasons to make that purchase, please keep on reading…….. Peace of Mind We are lucky in the UK to have a health system as brilliant as the NHS. Unfortunately the NHS resources are stretched, especially in 2020 with the coronavirus pandemic in full force. Private medical insurance gives you the peace of mind that you can access medical treatment when you need it most. Rapid access to see a specialist If a GP has told you that you need to…
If you own a small business in the UK, have you thought about health insurance for your team? With the arrival of COVID-19 many people are struggling to access primary care via the NHS. Private medical insurance providers have developed and extended their plans so that members can speak to a qualified GP via telephone or mobile app.
Perhaps your decision to look at individual health insurance is due to the medical history of a family member or recent medical experiences of close friends. Whatever has made you decide to consider private health insurance, it is essential that you find the right policy from the start.
If you have a private medical insurance policy that covers mental health conditions you can then access private treatment. The 2020 coronavirus pandemic has affected the face to face availability of many private treatments however, video and telephone consultation options have been extended.
Many people opt for moratorium underwriting because they do not have to fill in a complicated form at the start. Your claim will be underwritten at the time you make it and no medical history is required at inception.
On this basis the application process is a quick and simple one.
As almost all health insurance policies are now modular, consumers and businesses can really be specific in the cover levels that they put in place. As a specialist health insurance broker, it really is good to work out with clients the benefits that they value the most.
To provide clarity for our private medical insurance clients around the coronavirus pandemic and how this will affect their cover whether as a business or personal policy, please read the information provided below. There are some important things to consider around COVID-19 and your health insurance
Over recent years most of the health insurance providers in the UK have introduced treatment pathways for musculoskeletal conditions. These have worked well, allowing the insured member to call the insurance company directly for any claims relating to aches and pains affecting the joints, bones and muscles. This saves time in waiting for a GP appointment and can get you treated far quicker.
2020 has seen a really interesting first quarter for the team at SMP Healthcare. We have thrown ourselves head first into social media marketing, introducing video and audio to our audience. Now have the pleasure of adding General and Medical to our panel of insurance providers. Who are General & Medical? Established in the 1980’s, General & Medical are an independent medical insurance provider. They are focused on providing excellent healthcare solutions for all. Consistently looking to the future and concentrating on developing innovative products and services for businesses, families and individuals. General & Medical are the preferred provider for…