BIBA is the UK’s leading general insurance intermediary organisation. BIBA’s full name is The British Insurance Brokers’ Association. The current BIBA membership boasts 1800 regulated firms and they constantly provide us with regularity information which is essential for our business.
A good broker will be able to explain the finer details of a policy in a simpler way. This will help you understand exactly what the policy does and does not cover. They will also be able to clarify the key words and phrases used in the private medical insurance industry.
We choose to remain as an independent specialist to enable our clients access to the full range of policies that is available to them. Whether you are buying a personal policy or company scheme, our principle remains the same.
Sometimes this happens through misinformation or lack of detailed clarification from GP and specialists. It is honestly not the insurance company being deliberately uncooperative. We are ready to help you resolve any insurance claim problems with your insurer.
At SMP Healthcare Ltd we pride ourselves on finding the right policies for our clients. By having a detailed conversation in the first instance we find out exactly what you want from your healthcare insurance. Our years in the health insurance sector ensure that we find you a great solution first time.
We have explained 5 common terms below to help you understand a little more about Health Insurance jargon. Insurers do not use these phrases to confuse you. Health insurance is a complex product and therefore they ensure that everything is explained fully.
If you are unfortunate enough to experience issues when making a claim then your broker should be able to offer you support. Having a Health Insurance Broker should make it as simple and stress-free as possible.
Independent brokers will have access to a variety of health insurance providers. They will use their expertise on your behalf, providing you with a full market review. Whether you are buying a new policy or renewing your current policy they can source the best product suited for your requirements.