By calling the insurers claims department, the experienced claims handler that deals with your call would be able to check your cover and ensure that you have cover available for treatment of this type.
f you have a Private Medical Insurance policy which offers a no claims discount (NCD) and you make a claim under your policy, your insurer will reduce the discount for your plan if not protected. There are some claims that you can make that won’t affect your NCD.
Some insurers have designed direct access pathways for a number of services, eliminating the need for a GP referral. This means that you can get the treatment you need as soon as you feel you need it.
Sometimes this happens through misinformation or lack of detailed clarification from GP and specialists. It is honestly not the insurance company being deliberately uncooperative. We are ready to help you resolve any insurance claim problems with your insurer.
At SMP Healthcare Ltd we pride ourselves on finding the right policies for our clients. By having a detailed conversation in the first instance we find out exactly what you want from your healthcare insurance. Our years in the health insurance sector ensure that we find you a great solution first time.
Independent brokers will have access to a variety of health insurance providers. They will use their expertise on your behalf, providing you with a full market review. Whether you are buying a new policy or renewing your current policy they can source the best product suited for your requirements.
If you are new to health insurance and buy a policy which incorporates a NCD, your premium will have a high level of discount applied to the base premium. This means you will be on one of the top levels of that insurers scale.
It is surprising how many people actually do not know how to make a claim on their Private Medical Insurance and many call us to find out whether they can claim and how to do it. As a specialist broker we offer you this help as part of our service. We also thought it may be a good idea to provide a helpful guideline to enable you to claim correctly on your policy. The claims procedure is always confirmed within your renewal or inception documents and we would recommend that you refer to these for clarification of the terms and…