Private Medical Insurance offers members the peace of mind that they have fast access to high quality healthcare. Private Medical Insurance can also offer access to high cost specialist drugs and treatment. These may not be available on the NHS or affordable to pay for directly. It’s direct aim is therefore to provide you with the comforts and reassurance you want from your initial consultation through to your aftercare.
Next time you feel unwell, please don’t turn to google for help. The internet is a wonderful thing but when it comes to all things medical, only a qualified medical professional can provide you with the best advice.
Did you know that AXA PPP offer group private health insurance to a self-employed person? If you are already self employed or you’re thinking of becoming self employed then you really should consider a private health insurance policy. What are the benefits? This insurance can supplement what’s available on the NHS. It gives you the choice in the level of care you get and how and when it is provided. Some specialist drugs and treatments aren’t available on the NHS but are available if you have a private medical insurance policy. You get quicker access to physiotherapy sessions if you…
Whether you agree with it or not, private medical insurance does mean that many people have treatment privately and therefore do not rely solely on the NHS. The NHS, who are already struggling to cope with demand are then faced with providing treatment for those who traditionally had private medical insurance but feel they can no longer afford it.
When you are looking to buy a private medical insurance policy, have you thought about the underwriting that is available? The type that you choose could affect the price that you pay for your policy. Comparing quotations can be confusing if there are different underwriting options used. Common UK underwriting methods are: Full medical underwriting Continued personal medical exclusions : CPME (when switching from one insurer to another) Moratorium Continued moratorium: CMORI (when switching from one insurer to another) Medical History Disregarded (for large company schemes) Full medical underwriting Before purchasing your policy, a full medical history declaration is completed….
Prediabetes means that you have high blood sugar but it is not high enough to be diagnosed as Type 2 diabetes. If you are diagnosed with Prediabetes is means that you run a high risk of being diagnosed with Type 2 diabetes.
So, 5 really important questions to ask you……… Are you a business owner or manager? Do you have a duty of care towards your staff? Have you ever heard of a health cash plan? Can you take advantage of a great low cost health plan? Why haven’t you considered a cash plan before now? Health Cash Plans are not private medical insurance. A health cash plan is not the same thing as a health insurance policy. Each UK provider has their own benefit categories but in general they offer cover for everyday healthcare costs such as: Dental ∙ Optical ∙…
It is very rare to change insurance provider mid-term through your policy year. Normal protocol would be to review the alternative insurers when you receive your renewal terms. There could be a better option with another health insurance provider. If there is, you can look to change insurance provider at your renewal date.
As an example, if you have been advised you need a blood test and your local NHS facility can do this for you within a day or so – why not go this route rather than claim on your insurance? The same applies to any treatment. If you can access any diagnostic tests quickly via the NHS, save your insurance policy for when you really need it.
If you want to know how much it would cost to buy a private medical insurance policy in the UK we hope the following information will help you. Finding out the medical insurance cost for an individual policy is a simple process. 1: The amount you pay as a consumer will depend on your age. 2: Your premiums as a consumer will depend on where you live. 3: Premiums you pay as a consumer will depend on the benefits you choose. 4: Your health insurance premiums would reduce if you add an excess to your policy. 5: The cost of…
When you look at buying private medical insurance for the first time there are many questions you might have. The insurance policy you buy should be specific to your own requirements as there is not a “standard” policy option. It is much better to know everything you can find out before you buy a policy. Whether you are looking at cover as an individual, family or for your business. What are the 5 questions you really should ask? Will the policy cover my pre-existing conditions? If you are a new customer buying a policy for yourself or your family there…