Terms and conditions Archives

Company funded health insurance?

If you are looking for health insurance, you’ll need to know the best way to pay for it. It’s a simple question for large SME or corporate businesses, but what if you are a one-man band? Company-funded health insurance is popular in the UK marketplace. There are many small companies registered in the UK. Even sole traders or partnerships that have private medical insurance can use their business bank account to pay for the policy. Whether you require a small or large private medical insurance scheme, your business can fund your policy. Do you want company-funded health insurance? Importantly, you need…

Adding a new-born baby to your Health Insurance Policy

It is far better to add your new-born baby to your health insurance as soon as you can. It is better to have no exclusions on their policy for the short-term and the future. We would recommend that you speak to your insurer or your broker as soon as you can following their birth.

Why you should Check your policy documents

Policy documents and membership certificates are no longer sent to brokers. Your insurer will only send them directly to you as the member. This is to ensure your personal data is safe. In years gone by, many brokers would include this as part of their service.

What is Out-patient treatment on your Private Medical Insurance?

Most insurers offer a choice of monetary limits for these services, where you can opt for either a full/unlimited benefit or a reduced level of cover. The out-patient costs the insurers cover will depend on what option you decide to include within your policy benefits. The benefit level you choose will affect the premium you pay.

10 UK Private Medical Insurance Facts you Need to Know

When you buy a Private Medical Insurance policy you should read the Terms and Conditions provided. Knowing some of the basic Private Medical Insurance Facts before you agree to purchase can avoid issues in the future. Not every insurer offers the exact same cover, however, the principles tend to be the same. Common Private Medical Insurance Facts. Private Medical Insurance does not provide cover for Accidents and Emergencies, these are still covered by the NHS. Policies cover the treatment of ACUTE medical conditions. Acute conditions are those that are likely to respond quickly to treatment. Chronic conditions are not…