Private medical insurance is widely available throughout the world. In some countries it is a necessity but here in the UK it works brilliantly alongside the NHS.
Throughout the COVID19 pandemic, private hospital facilities have been a valuable back up for the NHS. People with health insurance may have experienced delays in consultations and treatments. Most of the UK health insurance providers have recognised this and have pledged to make this right with their members. Many have confirmed they will review the relevant claims data relating to this time period. Insurers have also increased access to video and telephone consultations to make access to medical treatment easier for their members.
As almost all health insurance policies are now modular, consumers and businesses can really be specific in the cover levels that they put in place. As a specialist health insurance broker, it really is good to work out with clients the benefits that they value the most.
Benefits that are often asked about include:
- Cover relating to cancer treatment
- Mental health cover
- Cover for pre-existing conditions
- Treatment in central London hospitals
- Cover for physiotherapy, osteopathy and chiropractic treatment
Understanding the needs of any client, new or existing is paramount for the team at SMP Healthcare Ltd. We want all clients to be 100% sure of the cover they have before they buy a policy. If this means spending more time answering questions at the beginning, then that is exactly what we do!
Knowing what cover is available to you should you need to make a claim is essential.
The ABI have produced an easy to follow guide to purchasing private medical insurance:
Would you like to work with a specialist health insurance broker in 2020? Our team can help you to find a policy that will offer you the benefits that you are looking for.
We are available via telephone or email and are ready to help you find the policy that suits your own specific requirements.
Telephone: 0800 047 0127/ 01245 929129