dental-insuranceAt SMP Healthcare Ltd we are aware of the ever rising costs of dental treatment and work with some of the UK’s largest dental insurance providers such as BUPA, CIGNA and Simplyhealth (DENPLAN) to offer our clients the best solution for their dental treatment.

If you are looking for a stand-alone dental insurance policy you have a company with 3 or more members then you will probably find that putting a company insurance policy in place will provide you with a more cost effective option.

Depending on your budget there are different levels of cover available offering core cover for routine dental treatment then varying levels of cover for X-rays, fillings, extractions, crowns, bridgework and dentures. Although Dental Implants are currently a very popular form of dentistry, please be aware that implants are normally excluded from cover.

Some policies offer full “no benefit limit” cover for oral cancer however, some policies have a maximum oral cancer cover of £10,000 or £15,000 per policy lifetime.

The other advantage of taking a company dental insurance policy is that some of the providers to not require pre-joining dental check-ups and you are not restricted to a specific dental practitioner.

There are other options within the healthcare market that will offer you certain levels of dental cover without taking a stand-alone dental insurance policy. Some insurers offer a dental or dental & optical combined add on to their Private Medical Insurance policies. Although these add-ons may not offer benefits to the same level, many clients find this level of treatment suitable for their needs.

Cash plans also provide another solution to dental costs. Depending on the level of cash plan you decide to take, you would be eligible to cash back on costs relating to dental treatment. Although you would pay for the treatment in the first instance, once you send the original receipt and claim form back to the cash plan provider, they will provide cash back up to your policy benefits limit. Again, there are no pre-joining check-ups for this type of cover.

As with all insurance policies, there will be terms and conditions applicable, at SMP Healthcare we would advise that you make sure which ever option you choose will suit your long-term needs.


Less costly than private medical insurance

Health screening is available

Cover levels for a range
of budgets

Range of benefits to all members

Cigna are one of the UK’s major providers of dental insurance and their Dentacare cover includes:

  • No pre-joining examination
  • Routine check ups
  • Covers crowns, bridges & dentures
  • Up to £3,000 core annual maximum benefit per year
  • Accident & emergency cover (including sports injuries)
  • Dental implant benefit on Levels 2, 3 and 4
  • Orthodontic treatment for under 18s on Levels 2, 3 and 4
  • Includes oral cancer lifetime limit of £15,000
  • Choose any dentist in the UK

As with all insurance policies, there will be terms and conditions applicable, at SMP Healthcare we would advise that you make sure which ever option you choose will suit your long-term needs.