Independent & unbiased advice
SMP Healthcare Ltd is an independent health insurance intermediary situated in Chelmsford, Essex. We provide our clients with expert and impartial advice on obtaining the best solution for their healthcare requirements whether as an individual, small business or corporate scheme.
Private Medical Insurance (for both UK and International schemes), Dental Insurance and Cash Plans are just some of the products available to you from many of the leading health insurance providers such as AXA PPP, BUPA and AVIVA to name but a few. We pride ourselves in offering our clients the best solutions as standard.
Working closely with our clients, we are confident in our ability to find the right product for any client, private or corporate, home or abroad. We are pleased to help our clients make informed decisions appropriate to their own specific requirements and to simplify the renewal and administration of any scheme whether new to the market or an existing policy.
If you are buying a private medical insurance policy your quotations may feature moratorium underwriting. Now as this is not a common term, what does it actually mean? For consumers in the UK, underwriting for health insurance is usually either Full Medical Underwriting or Moratorium. The choice you make between the two options should ultimately depend on your own medical history. What is the definition of moratorium underwriting? You are not asked to give details of your medical history when setting up the policy. Instead the insurer does not cover treatment for any medical condition that you have received treatment…
Private medical insurance is widely available throughout the world. In some countries it is a necessity but here in the UK it works brilliantly alongside the NHS. Throughout the COVID19 pandemic, private hospital facilities have been a valuable back up for the NHS. People with health insurance may have experienced delays in consultations and treatments. Most of the UK health insurance providers have recognised this and have pledged to make this right with their members. Many have confirmed they will review the relevant claims data relating to this time period. Insurers have also increased access to video and telephone consultations…
Many people may not have even heard about excess insurance at all, yet it pretty much does what it says on the tin and offers consumers great value for money. Excess insurance for individuals/ families Perhaps you are thinking about adding an excess to your private medical insurance policy to reduce the annual premium you pay? Many people decide to take health insurance for cover relating to the big claim/ expensive treatment type scenarios and opt to self-fund the out-patients and therapies. Customers who take a policy on this basis may also opt to add a high excess to the…
SMP Healthcare Ltd Registered in Ingatestone No. 08816948 Registered Address: 46-54 High Street, Ingatestone, Essex CM4 9DW
SMP Healthcare Ltd is authorised and regulated by the Financial Conduct Authority. Firm reference number 808383.
We are entered on the Financial Services Register no 808383 at https://register.fca.org.uk/.
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123 www.financial-ombudsman.org.uk