Private Medical Insurance

You will be looked after by a professional network of people from the moment your claim is registered,

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Free guide to private medical insurance

Our essential guide to help you understand private medical insurance in the UK.

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Top 10 tips for buying private medical insurance

Our top ten tips for buying private medical insurance in the UK, free to download.

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Independent & unbiased advice

SMP Healthcare Ltd is an independent health insurance intermediary situated in Chelmsford, Essex. We provide our clients with expert and impartial advice on obtaining the best solution for their healthcare requirements whether as an individual, small business or corporate scheme.

Private Medical Insurance (for both UK and International schemes), Dental Insurance and Cash Plans are just some of the products available to you from many of the leading health insurance providers such as AXA PPP, BUPA and AVIVA to name but a few. We pride ourselves in offering our clients the best solutions as standard.

Working closely with our clients, we are confident in our ability to find the right product for any client, private or corporate, home or abroad. We are pleased to help our clients make informed decisions appropriate to their own specific requirements and to simplify the renewal and administration of any scheme whether new to the market or an existing policy.

Working abroad?

International cover available from providers such as: AXA PPP International, BUPA International and AVIVA InternationalRead More »

Traveling abroad?

Many policies offer travel insurance to run alongside your private medical insurance! Ask us now for a free, no obligation quotation.Read More »

Retirement Health?

If you are retiring from work and still want health insurance, let us guide you through the options available.Read More »

Watch our video and find out how you can benefit from our services!


Latest News

Important information about COVID-19 and your health insurance

To provide clarity for our private medical insurance clients around the coronavirus pandemic and how this will affect their cover whether as a business or personal policy, please read the information provided below: As we have read in the news the government has announced that an agreement has been made between the NHS and private facilities in the UK. This means that the NHS will be supported with additional resources. This will be essential to help them meet the demand for clinical care which is anticipated over the coming weeks and months. Every day the numbers are growing in relation…

Is NOW the time to use your PMI and really help the NHS?

From the outset of this post, please do not think we are referring to anything relating to coronavirus – if you need advice or medical assistance for coronavirus then please follow the government guidelines on the link below: Private medical insurance (PMI) can really come in to its own at this time when the NHS is under extreme pressure of unprecedented levels. The whole NHS system is doing an outstanding job of coping with an unknown demand and those of us who are fortunate enough to have access to PMI should now look at the help available for non-coronavirus…

Is your health insurance offering you a guided option?

There are numerous options available when it comes to buying private medical insurance. The hospital options can really add to the confusion and massively affect the premium that you pay. Not all insurers have a “hospital list” and therefore, how do you know if your cost comparison is accurate? More importantly than that, do you know whether your health insurance follows a guided option (the insurer tells you which hospital or consultant you should use) or whether you still have the option to choose which hospital you use? Over recent years most of the health insurance providers in the UK…

SMP Healthcare Ltd Registered in Ingatestone No. 08816948 Registered Address: 46-54 High Street, Ingatestone, Essex CM4 9DW

SMP Healthcare Ltd is authorised and regulated by the Financial Conduct Authority. Firm reference number 808383.

We are entered on the Financial Services Register no 808383 at

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123