The Exeter is a trading name of Exeter Friendly Society Limited and they offer a combination of private medical insurance, Life cover and Income Protection to their members. Over the years the policies available from The Exeter have won many industry awards.
The Exeter are a mutual society and therefore do not have shareholders, instead they are owned by their members. The Exeter aim to offer their members a perfect mix of efficiency, technology and a personal touch.
The Exeter website is easy to understand and gives clear information about the products that they offer to their members. The Exeter even show their fee schedule online so it is clear to everyone the maximum benefits that they will pay. The list is classified using CCSD codes and The Exeter recommend that you obtain the code of any procedure recommended by your specialist prior to calling for pre-authorisation.
The Exeter offer a private medical insurance policy called Health+ which has replaced the older policies known as Health Cover for you and Health Choices for you. This is a policy aimed at the individual private medical insurance market.
The Exeter include unlimited cancer cover as standard within their private medical insurance policies
The Exeter offer their members a choice of underwriting including switch underwriting (for those already insured who want to change provider) full medical underwriting and standard moratorium underwriting. The Exeter no longer offer Fixed Moratorium underwriting terms.
The Exeter members now have access to free medical advice through their Health Wise App.
You can choose your excess level from The Exeter and the options range from £0 to £5000. The higher the excess you choose the more or a reduction you will see on your premium.
The Exeter also provide a very clear explanation of how their No Claims Discount works within their literature to avoid any confusion.
There are three options available for hospital lists from The Exeter and theses are Essential, Standard and Extended.
As an additional healthcare insurance option, The Exeter also offer a health cash plan for individuals and the One Fund policy for businesses. These policies would still give you access to the Health Wise App.
Information sourced from https://www.the-exeter.com/health-insurance.html.