Some insurers have designed direct access pathways for a number of services, eliminating the need for a GP referral. This means that you can get the treatment you need as soon as you feel you need it.
General Exclusions on UK Health Insurance
When you buy a private medical insurance policy in the UK make sure you know about the general exclusions that apply to your cover. Whether you are buying a policy as an individual, family or business, you need to know what is covered before you need to make a claim.
What is a CT scan?
The letters CT stand for (computed tomography) and this diagnostic test is a type of scan which uses an X-ray tube to create a beam of X-rays which pass through your body to produce two-dimensional images or ‘slices’ of your body, or part of it.
In-patient only health insurance cover
Are you looking at ways to keep the cost of your Private Medical Insurance down? If you are, an in-patient only policy may be the solution. You will have the peace of mind that your high cost in-patient treatment for eligible claims is covered .
Low WW price via your Health Insurance
Health insurance offers you many things, especially peace of mind when it comes to getting quick private medical treatment. What about any additional benefits? If you have a policy with Vitality Health, they offer you a number of rewards and discount partners.
How you can keep your Health Insurance cover when you leave a company policy
If you have health insurance cover as an employee. what are your options when you are going to leave a company policy? This can be especially relevant if you have pre-existing conditions or are currently undergoing medical treatment.
Why do Private Medical Insurers need a GP Report?
Your chosen insurer may want information about your medical history before enrolling your application or authorising a claim. The information is either obtained either directly from you by asking a series of questions, or from your GP or consultant via a report.
Sun Exposure and Skin Cancer
With the recent peak in sunny weather, many of us are taking advantage of the sunshine, but whilst it’s nice to embrace the warmer weather we all need to make sure we protect our skin against the sun’s ultraviolet (UV) radiation to help prevent the risk of getting skin cancer. What is UV? There are 2 main types of UV rays that damage our skin. Both types can cause skin cancer: UVB is responsible for the majority of sunburns. UVA penetrates deep into the skin. It ages the skin, but contributes much less towards sunburn. A third type of UV ray, UVC,…
Raise a Glass for the 17th Annual World Milk Day
If you believe you have a food intolerance you should visit your GP. Lactose intolerance is commonly reported and there are alternatives available. Your GP can refer you to a dietician or nutritionist and they can investigate further for you.
Important information about Insurance Premium Tax
At SMP Healthcare Ltd we’re committed to keeping our clients new and existing up to date about changes that affect Private Medical Insurance policies. That’s why we want to let you know about a change to Insurance Premium Tax. What does it mean to those who either a hold a policy, or are considering putting a policy in place. First things first…what is Insurance Premium Tax? *Insurance Premium Tax (IPT) is a tax on general insurance premiums and therefore applies to Private Medical Insurance policies. There are two rates of IPT: – A current standard rate of 10% – A…