The Association of British Insurers are known as the ABI. They are the voice of the UK’s Insurance and long term savings industry.
Based in London, they represent over 200 member companies. These member companies include many household names and specialist providers
The ABI do not sell insurance of any type and nor are they regulators of it.
The FCA are the regulatory body for insurance companies in the UK.
Their website provides useful information if you want to buy health insurance and they explain the options in detail. If you do not have a broker in place but want to know about underwriting, benefits or anything else health insurance related. This is a great referral point for everyone.
https://www.abi.org.uk/products-and-issues/choosing-the-right-insurance/health-insurance/
Whether you agree with it or not, private medical insurance does mean that many people have treatment privately and therefore do not rely solely on the NHS. The NHS, who are already struggling to cope with demand are then faced with providing treatment for those who traditionally had private medical insurance but feel they can no longer afford it.
The document is 16 pages in total and you can download it directly from the ABI website. The information provided gives you valuable information which can assist you in making an informed decision. Above all, The ABI want to make sure that you have clear and transparent information before you buy a policy.
We will discuss your aims and objectives and prioritise your requirements. Health Insurance policies tend to be modular and on this basis are fairly flexible. Once we have talked about any pre-existing conditions and explained what options are available we will then provide you with quotations.