Travel Insurance if you have pre-existing medical conditions can be expensive. If you have a Health Insurance policy in place, why not add it on to your cover.  Unlike a standalone policy you will not have to answer a huge list of medical questions. Travel Insurance purchased as an-add on to Health Insurance is on a “Fit to Travel” basis. Therefore no medical history questionnaires and declarations are necessary.  If you have any pre-existing conditions and have been advised by your consultant/ GP/ Specialist that you are fit to travel then you would be able to make any eligible claims…