Making a claim on your Health insurance is not a complex process.

Each insurer will provide you with details on how to do it and with the advancement of technology, this is becoming easier.

Claims can often be made online, via a mobile phone app or by telephone.

You may need a GP referral before you can pre-authorise your treatment.

Most UK insurers will allow you to self-refer for musculoskeletal claims.

If you make a claim this will likely affect your renewal premium.

Your insurer will not discuss your medical conditions with anyone else because of protecting your personal data. You can give authorisation for a third party to speak on your behalf.

Is your health insurance offering you a guided option?

Is your health insurance offering you a guided option?

Over recent years most of the health insurance providers in the UK have introduced treatment pathways for musculoskeletal conditions. These have worked well, allowing the insured member to call the insurance company directly for any claims relating to aches and pains affecting the joints, bones and muscles. This saves time in waiting for a GP appointment and can get you treated far quicker.

Claim correctly on your Private Medical Insurance

Claim correctly on your Private Medical Insurance

It is surprising how many people actually do not know how to make a claim on their Private Medical Insurance and many call us to find out whether they can claim and how to do it. As a specialist broker we offer you this help as part of our service. We also thought it may be a good idea to provide a helpful guideline to enable you to claim correctly on your policy. The claims procedure is always confirmed within your renewal or inception documents and we would recommend that you refer to these for clarification of the terms and…