As the uptake in UK private health insurance is increasing, you may wonder how health insurance works? If you are new to health insurance, let us help you understand how it works in practical terms. It is important to remember that health insurance (also known as PMI) does not replace the NHS. Health insurance works alongside the NHS and the premium you pay will dictate the benefits and cover you receive. If you want to be able to have access to private treatment for everything, then you will need to buy a fully comprehensive policy. You may even need to…
Is your health insurance offering you a guided option?
Over recent years most of the health insurance providers in the UK have introduced treatment pathways for musculoskeletal conditions. These have worked well, allowing the insured member to call the insurance company directly for any claims relating to aches and pains affecting the joints, bones and muscles. This saves time in waiting for a GP appointment and can get you treated far quicker.
Do you need a GP referral to make a health insurance claim?
Some insurers have designed direct access pathways for a number of services, eliminating the need for a GP referral. This means that you can get the treatment you need as soon as you feel you need it.
Claim correctly on your Private Medical Insurance
It is surprising how many people actually do not know how to make a claim on their Private Medical Insurance and many call us to find out whether they can claim and how to do it. As a specialist broker we offer you this help as part of our service. We also thought it may be a good idea to provide a helpful guideline to enable you to claim correctly on your policy. The claims procedure is always confirmed within your renewal or inception documents and we would recommend that you refer to these for clarification of the terms and…