4 easy ways to reduce your health insurance premium

4 easy ways to reduce your health insurance premium

If you are looking to reduce your Health Insurance premium at renewal, you have a number of different options available that you may like to consider. There are a number of reasons why your premium will increase every year. Let us help you look at ways to contain the costs for the future. Add an Excess to reduce your health insurance premium By adding an excess to your policy you agree that you will pay that excess amount towards a claim. As a standard the excess will be per person per policy year but it could be per person per…

Chronic Conditions and Health Insurance

Chronic Conditions and Health Insurance

Health Insurance is designed to cover the cost of treatment for acute medical conditions which start after your policy begins. Your policy is not designed to cover the routine medication and monitoring of chronic conditions.  An acute condition is a disease, illness or injury that is likely to respond quickly to treatment. That treatment aims to return you to the state of health you were in immediately before suffering the disease, illness or injury, or which leads to your full recovery. Private Medical Insurance will typically not cover chronic conditions. There are options from two providers in the UK market…

General Exclusions on UK Health Insurance

General Exclusions on UK Health Insurance

When you buy a private medical insurance policy in the UK make sure you know about the general exclusions that apply to your cover. Whether you are buying a policy as an individual, family or business, you need to know what is covered before you need to make a claim.

What is a CT scan?

What is a CT scan?

The letters CT stand for (computed tomography) and this diagnostic test is a type of scan which uses an X-ray tube to create a beam of X-rays which pass through your body to produce two-dimensional images or ‘slices’ of your body, or part of it.

In-patient only health insurance cover

In-patient only health insurance cover

Are you looking at ways to keep the cost of your Private Medical Insurance down? If you are, an in-patient only policy may be the solution. You will have the peace of mind that your high cost in-patient treatment for eligible claims is covered .