We choose to remain as an independent specialist to enable our clients access to the full range of policies that is available to them. Whether you are buying a personal policy or company scheme, our principle remains the same.
Do you need a GP referral to make a health insurance claim?
Some insurers have designed direct access pathways for a number of services, eliminating the need for a GP referral. This means that you can get the treatment you need as soon as you feel you need it.
Raising awareness of Charcot-Marie-Tooth Disease (CMT)
CMT is a genetic condition that damages peripheral nerves. These nerves are responsible for passing on commands from the brain to the muscles (motor nerves) and for passing information to the brain about sensations, such as pain, heat, cold, touch, importantly for balance
4 easy ways to reduce your health insurance premium
If you are looking to reduce your Health Insurance premium at renewal, you have a number of different options available that you may like to consider. There are a number of reasons why your premium will increase every year. Let us help you look at ways to contain the costs for the future. Add an Excess to reduce your health insurance premium By adding an excess to your policy you agree that you will pay that excess amount towards a claim. As a standard the excess will be per person per policy year but it could be per person per…
Chronic Conditions and Health Insurance
Health Insurance is designed to cover the cost of treatment for acute medical conditions which start after your policy begins. Your policy is not designed to cover the routine medication and monitoring of chronic conditions. An acute condition is a disease, illness or injury that is likely to respond quickly to treatment. That treatment aims to return you to the state of health you were in immediately before suffering the disease, illness or injury, or which leads to your full recovery. Private Medical Insurance will typically not cover chronic conditions. There are options from two providers in the UK market…
General Exclusions on UK Health Insurance
When you buy a private medical insurance policy in the UK make sure you know about the general exclusions that apply to your cover. Whether you are buying a policy as an individual, family or business, you need to know what is covered before you need to make a claim.
What is a CT scan?
The letters CT stand for (computed tomography) and this diagnostic test is a type of scan which uses an X-ray tube to create a beam of X-rays which pass through your body to produce two-dimensional images or ‘slices’ of your body, or part of it.
In-patient only health insurance cover
Are you looking at ways to keep the cost of your Private Medical Insurance down? If you are, an in-patient only policy may be the solution. You will have the peace of mind that your high cost in-patient treatment for eligible claims is covered .