Health insurance developments for 2020

Health insurance developments for 2020

At SMP Healthcare we have seen a lot of changes in the health insurance market over the last few years. So what will be the new health insurance developments for 2020? Without giving away our age, a couple of us in the office just may have been working in the health insurance sector for a number of years. We can see that the advancement in technology is certainly playing a significant part in the development of our industry. Digital technology With high tech apps making the access to health advice and GP appointments even easier. We wonder what the next…

Christmas dinner without the guilt?

Christmas dinner without the guilt?

With the recommended daily average calorie intake for women at 2,000 and 2,500 for men it’s easy to see why you can quickly exceed your allowance when the average Christmas banquet festivities holds a whopping of 7,000 calories, it’s not surprising that the weight begins to pile on.

Great help for dealing with Christmas Stress

Great help for dealing with Christmas Stress

With so much planning, time and preparation in the weeks leading up to Christmas. It is no wonder that so many people end up with symptoms of stress at Christmas. How you deal with the symptoms before they develop further can have a massive impact on your recovery. What can cause Christmas stress? Spending much more money than usual The expectation to socialise Loneliness Grief or sadness can be heightened Additional shopping, cooking and cleaning ready for the big day Family arguments Social pressure to have the “best” Christmas Stress can be caused by one or a number of things…

Winter worries as we start to get older

Winter worries as we start to get older

So here we are, deep in December and wondering if we will have snow this year? As we get older, the worry of the winter months increases. In deepest darkest Essex it looks unlikely we will see any of the white stuff but who knows what 2020 will bring. Our health as we get older: As we start to get older our immune systems do not work quite as well as they used to. This leaves us more prone to winter viruses such as cold and flu. In the UK, anyone over 65 is entitled to a free cold and…

What is a pre-existing condition?

What is a pre-existing condition?

With full medical underwriting you provide a full disclosure of your medical history and this form is sent to the insurers underwriting department for assessment. They will then show any exclusions for pre-existing conditions on your insurance certificate.

5 Questions to ask BEFORE you buy private medical insurance

5 Questions to ask BEFORE you buy private medical insurance

When you look at buying private medical insurance for the first time there are many questions you might have. The insurance policy you buy should be specific to your own requirements as there is not a “standard” policy option. It is much better to know everything you can find out before you buy a policy. Whether you are looking at cover as an individual, family or for your business. What are the 5 questions you really should ask? Will the policy cover my pre-existing conditions? If you are a new customer buying a policy for yourself or your family there…