Company health insurance is available in the UK for 1 or more main members. Historically considered to be a “luxury” perk, it is becoming more commonplace.

As a business you can implement a policy for some or all of your employees. You can choose to have different levels of cover for different categories of staff as a way to control the costs of your Company health insurance policy.

As an example, you may want to include comprehensive cover for your directors, mid range cover for your managers and lastly a budget cover option for your general staff. By combining the cover levels you can keep more control over the annual healthcare spend.

Company Health insurance is often modular and this means that you can tailor the cover levels to suit your business.

Types of benefits that are available include:

• Different out-patient benefit limits
• A variety of excess levels
• Mental Health cover
• Cover for therapies such as physiotherapy
• Dental and Optical cover
• Emergency overseas cover

Comprehensive cancer cover is often included in your core benefits. You may have the option to reduce cover for cancer claims. It should be noted however, that cover for cancer is often at the top of the list for many.

Without a doubt a company policy is a cost effective way to take care of your staff.