Company health insurance is available in the UK for 1 or more main members. Historically considered to be a “luxury” perk, it is becoming more commonplace.

As a business you can implement a policy for some or all of your employees. You can choose to have different levels of cover for different categories of staff as a way to control the costs of your Company health insurance policy.

As an example, you may want to include comprehensive cover for your directors, mid range cover for your managers and lastly a budget cover option for your general staff. By combining the cover levels you can keep more control over the annual healthcare spend.

Company Health insurance is often modular and this means that you can tailor the cover levels to suit your business.

Types of benefits that are available include:

  • Different out-patient benefit limits
  • A variety of excess levels
  • Mental Health cover
  • Cover for therapies such as physiotherapy
  • Dental and Optical cover
  • Emergency overseas cover

Comprehensive cancer cover is often included in your core benefits. You may have the option to reduce cover for cancer claims. It should be noted however, that cover for cancer is often at the top of the list for many.

Without a doubt a company policy is a cost effective way to take care of your staff.

Chronic Conditions and Health Insurance

Chronic Conditions and Health Insurance

Health Insurance is designed to cover the cost of treatment for acute medical conditions which start after your policy begins. Your policy is not designed to cover the routine medication and monitoring of chronic conditions.  An acute condition is a disease, illness or injury that is likely to respond quickly to treatment. That treatment aims to return you to the state of health you were in immediately before suffering the disease, illness or injury, or which leads to your full recovery. Private Medical Insurance will typically not cover chronic conditions. There are options from two providers in the UK market…

VSP Vision Care provide the answers

VSP Vision Care provide the answers

VSP Vision Care is a popular choice of employee benefit around the world. In addition to the US they provide their services in the United Kingdom, Ireland, France, Singapore, Hong Kong and Australia. Offering low cost premiums with a great benefit level for staff, VSP are proud of their optical solution for business. As with all policies that are fairly new to the market, here are just a few of the FAQ’s that VSP have already answered, clear and transparent information provided  for business owners and HR managers so that they know exactly what is achievable before taking out a…

Business Healthcare from Vitality

Business Healthcare from Vitality

Vitality Health is the first insurance company to reward their customers for being healthy. They are currently the fourth largest private medical insurer. Business Healthcare from Vitality is available for company scheme’s with 2 or more members. Business Healthcare from Vitality Health is a modular policy that can be tailored to suit each company’s requirements. Core Cover All plans start with Core Cover which has a variety of benefits including: In-patient and day-patient hospital fees, consultant fees & diagnostic tests • Out-patient surgical procedures • Vitality GP • NHS hospital cash benefit • childbirth cash benefit • home nursing •…

Work related Stress in Great Britain

Work related Stress in Great Britain

By finding out what products are available for your business and balancing this against the cost that absenteeism is currently costing your bottom line,  we are confident you will see the benefit in the investment in a policy of this nature.