If you need to have dental treatment, find out whether this is covered by your Health insurance or Cash plan. You may have a stand-alone dental insurance policy in place too. This is a great way to cover your Dental Treatment costs.

Private medical insurance will generally cover you for oral surgery however, some insurers will let you add cover for routine dental treatment for a small additional cost. These “add-ons” will often have their own excess level which may not be the same as your chosen excess. The excess for claims of this type is likely to be around £50.

You may also have a Cash Plan in place. Cover for dental treatment is one of the most popular and most claimed cash plan benefits. Your cover level will determine the limit of cover you have in place.

With a cash plan you would visit your dentist, have your treatment and pay for it. You would then send the receipt to your cash plan provider who would then pay you cash back to the benefit limit you have chosen. Cash plans provide a whole host of everyday health care costs and are not limited to dental treatment alone.