Individual Health Insurance is a term relating to consumer policies. Your policy could be for a single, couple, single parent or family. The cost of your policy will depend on a number of things including:

  • Your age
  • Where you live
  • Smoking status
  • Medical History
  • Cover levels required
  • The excess level you choose

When you buy an individual health insurance policy, there are a number of factors to consider and a specialist broker can help you.

Policies are often modular and therefore you can tailor your cover for your own personal needs.

Pre-existing conditions may not be covered. The underwriting that you choose can make a difference.

 

Chronic Conditions and Health Insurance

Chronic Conditions and Health Insurance

Health Insurance is designed to cover the cost of treatment for acute medical conditions which start after your policy begins. Your policy is not designed to cover the routine medication and monitoring of chronic conditions.  An acute condition is a disease, illness or injury that is likely to respond quickly to treatment. That treatment aims to return you to the state of health you were in immediately before suffering the disease, illness or injury, or which leads to your full recovery. Private Medical Insurance will typically not cover chronic conditions. There are options from two providers in the UK market…

Have you heard about Access Surgery?

Have you heard about Access Surgery?

Access Surgery and Access Surgery Premier are hospital treatment insurance policies from Westfield Health. These policies are not Private Medical Insurance however they do cover policyholders privately for new medical conditions that the NHS define as non-urgent. There is no cover on either policy for cancer treatment, heart conditions or chronic conditions. A chronic condition is a disease, illness or injury that needs regular or periodic treatment, medication or advice. Who is eligible for Access Surgery cover? Both policies are available to anyone aged between 18 and 79 years of age. If you have a policy in place prior to…

Aviva Healthier Solutions

Aviva Healthier Solutions

Healthier Solutions is an attractive product to those looking for a comprehensive private health insurance policy. This policy offers benefits and features that you can tailor in order to create a bespoke policy to cover your individual needs as well as your budget

  Newer Posts »