Individual Health Insurance is a term relating to consumer policies. Your policy could be for a single, couple, single parent or family. The cost of your policy will depend on a number of things including:
When you buy an individual health insurance policy, there are a number of factors to consider and a specialist broker can help you.
Policies are often modular and therefore you can tailor your cover for your own personal needs.
Pre-existing conditions may not be covered. The underwriting that you choose can make a difference.
Whether you are an individual, family, small business owner or corporate client. If you would like to come to our offices on a Saturday or would like a call to go through your private health insurance options, we are more than happy to accommodate you. Please be aware, appointments for a Saturday are on a “first come, first served” basis.
If you have a private medical insurance policy which operates using a no-claims discount (NCD) system. Think about whether it’s worth protecting your NCD if the insurer offers this option. The following points below will help you understand that advantages and disadvantages to protecting your no claims discount. Advantages of protecting your NCD No financial pressure not to claim You’ve taken out private medical insurance for a reason, so that when you need medical treatment you can go privately. The last thing you want is to be deterred from making a claim due to the thought of financial implications. Peace…
Bupa, one of the UK’s leading healthcare specialists, are giving their policyholders more online via My Bupa. This is an online members only area that allows policyholders to manage their policy online. Who can register for My Bupa? You can register for this service: Once you have purchased health insurance and you are the main policy holder As soon as you have received registration details through a company scheme If you have recently had a health assessment and want to view your results What else can you do with My Bupa? With My Bupa, policyholders can also: Make & view…
The Personal Health plan from AXA Health provides a modular policy for consumers. If you are looking for an individual or family health insurance policy. The Personal Health Plan can offer you flexible solution. All Personal Health plans start with the AXA Health Core cover. This gives you extensive heart and cancer cover and care. You have access to enhanced family cover, Fast Track Appointments and the Working Body service as standard. What modular options are available under the AXA Health Personal Health Plan? When you buy a policy from AXA Health, there are a number of options you can…
If you have read or watched the news over the last 12 months, there is little doubt that you would have avoided seeing something relating to the waiting times on the NHS. Perhaps you have experienced it yourself?
Remember, there are any number of offers, promotions and inception or switch offers available at any given time. You should always compare private health insurance and look at the market options before making your decision. The cheapest premium might not be the best policy for you.
Staying active will not only keep you fit and healthy, it will also generate heat to keep you warm. Even when you don’t really feel like it, try to keep moving.
Many private medical insurance providers offer added benefits for their policyholders . If you have a policy with The Exeter you can access their private prescription service. What is the private prescriptions service from The Exeter? This service is available if you are insured with The Exeter and is a follow-up to their GP Helpline service. It provides you with a hassle-free way of receiving medication, without a trip to an NHS doctor. When should this service be used? This service is most commonly used for one or two-time medication to help relieve and treat symptoms, following recommendation from a…
Bupa Fundamental Health Insurance (BFHI), is a low cost entry level private medical insurance plan designed by Bupa for individual policyholders who are looking to purchase a lower-cost cover through an intermediary.
Your insurer calculates your premium at renewal and there are a number of factors that are taken into consideration. We want you to be able to understand the reasons that your Health Insurance Premium goes up every year.