Private Medical Insurance offers members the peace of mind that they have fast access to high quality healthcare. Private Medical Insurance can also offer access to high cost specialist drugs and treatment. These may not be available on the NHS or affordable to pay for directly. It’s direct aim is therefore to provide you with the comforts and reassurance you want from your initial consultation through to your aftercare.

Out-patient cover; what does it mean?

Out-patient cover; what does it mean?

When you buy a private medical insurance policy, there will be multiple options and different insurers, different policies and different geographical areas to choose from. One of the benefits available to you is out-patient cover, but you may not be entirely sure what this means. Out-patients cover can be split into two sections: consultations and diagnostics. When your GP refers you to see a specialist, this is normally done as an out-patient consultation. If your specialist requires you to have tests, these are generally done as out-patient diagnostics. These are the two different elements of out-patient cover. Out-patient cover for…

UK Health Insurance providers

UK Health Insurance providers

There are several UK health insurance providers available for you to choose from when you buy or renew a policy. You will no doubt have heard of the big-name brands such as Bupa and AXA Health, but there are many more providers available to you. And just because you have heard of the big-name brands, it doesn’t necessarily mean they are offering you the best deal. Comparing benefits between insurers is time consuming, but if you work with a specialist health insurance broker you can receive a full breakdown of all your options. Talking to an expert at Ascend Health…

Retirement and your private medical insurance

Retirement and your private medical insurance

When you are thinking about your finances at retirement, this is not just limited to pensions and investments. Your private medical insurance / health insurance could also be one of your priorities. Especially true if you have medical history that needs to be considered. The experts at Ascend Health can help you to understand your options with NO OBLIGATION to buy.

Private GP services via mobile app

Private GP services via mobile app

Do you have private medical insurance? If you do and are with one of the 6 providers below, you will have access to private GP services via a mobile app. With the increasing demand on the NHS, and GP appointments becoming like gold dust, private medical insurance is there to relieve some of the pressure on the NHS and take the strain off lengthy wait times. With a digital GP app, you can be seen in as little as 24 hours, from the convenience of your own home, or you could take a call at work to avoid having to…

The benefit of private healthcare rewards

The benefit of private healthcare rewards

In the UK, over 11% of the population have private medical insurance. Private medical insurance is available to anyone in the UK. Whether you are an individual member, or a company owner with an SME group, or a corporate business. Private healthcare is a great benefit for you, your family or your employees. Find out more about policies that offer private healthcare rewards. You may not be aware that, in addition to healthcare, many insurers offer a range of private healthcare rewards. UK private medical insurers such as AXA, Bupa and Vitality all offer reward programmes. These are extra incentives…

Travel; will my PMI policy cover medical treatment abroad?

Travel; will my PMI policy cover medical treatment abroad?

Are you someone who travels frequently for business or pleasure? Do you have private medical insurance in the UK? If you answer ‘yes’ to both questions, does your policy cover your medical treatment abroad? Historically, many health insurance policies offered you cover for emergency treatment abroad. This is not the same as travel insurance as they only offered a small monetary amount of cover. What options are available for medical treatment abroad? International private medical insurance Are you out of the UK for long periods of time? If so, An international private medical insurance policy could be the answer. These…

How private health insurance works

How private health insurance works

As the uptake in UK private health insurance is increasing, you may wonder how health insurance works? If you are new to health insurance, let us help you understand how it works in practical terms. It is important to remember that health insurance (also known as PMI) does not replace the NHS. Health insurance works alongside the NHS and the premium you pay will dictate the benefits and cover you receive. If you want to be able to have access to private treatment for everything, then you will need to buy a fully comprehensive policy. You may even need to…

What isn’t covered by private medical insurance

What isn’t covered by private medical insurance

When you buy private medical insurance, all insurers are keen to let you know what is covered, however, do they make it clear what isn’t covered by private medical insurance? Yes, you can look through the small print, but do you understand what it means in reality? Personal medical exclusions on your private medical insurance When you buy a policy with full medical underwriting, your insurance provider will issue a certificate. On this certificate, any personal medical exclusions will be shown. The underwriters will have made this decision based on the application form you completed. Your personal medical history and…

The advantages of Private Healthcare

The advantages of Private Healthcare

You may ask yourself about the advantages of private healthcare. Why do you even need a private medical insurance policy in the UK? We have the NHS – surely that provides you with all the hospital treatment you can ever need? Well, maybe it would be beneficial to think about your medical treatment in more detail. 5 major advantages of private healthcare: Choice of hospital/ consultant Speedy access to diagnostic testing Treatments and appointments at a time to suit you The latest drugs and technology A private room   Choosing your hospital/facility or consultant Being able to choose where you…

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